Kraken is offering up to a 2% deposit bonus in October for any customer that deposits $1,000+ in cash or crypto during October. The deposit bonus will vary from 1% to 2% depending on total deposits across all customers, with the strange rule that … [Read the rest]
Here is my 2025 3rd Quarter portfolio update that includes all our combined 401k/403b/IRAs and taxable brokerage accounts but excludes our house and small side portfolio of self-directed investments. Following the concept of skin in the game, the … [Read the rest]
Mesa is a new fintech focused on "homeowners", currently with a credit card and mortgage lending product. Their Mesa Homeowners Visa Card (issued by Celtic Bank) currently has a 50,000 points bonus albeit with a pretty high spending requirement. … [Read the rest]
Updated with new limited-time offers. Hilton Hotels and American Express have co-branded credit cards with special perks for Hilton customers. Each person can only get one welcome offer, per card in your entire lifetime, so it's best to apply … [Read the rest]
Back for 2025. Bank of America has a one-day credit card promotion called "More Rewards Day" on Thursday, 11/6/25. Depending on your BofA credit card type (both consumer and business cards are all eligible), you can earn an additional 2% cash back … [Read the rest]
As of 9/15/25, my US Bank Smartly credit card was downgraded from 4% cash back for my situation to the more restrictive version of the negative changes to the US Bank Smartly credit card, which matches what is available to new applicants. In other … [Read the rest]
CIT Bank has a new limited-time $225/$300 Platinum Savings deposit bonus.1 The bonus depends on deposit amount, and it is open to both new and existing customers*. Importantly, the bonus is in addition to the interest rate, currently a competitive … [Read the rest]
Apple TV+ is offering a free 1-month trial, available to both new and returning subscribers. Auto-renews at the end of the month if you don't cancel. However, Apple is good about subscriptions - if you cancel early, even immediately after signing … [Read the rest]
Updated with new perks, increased credits, and increased annual fee. card_name is the classic premium travel card, with an extended list of luxurious perks along with a hefty annual fee. It's time for another look again as they have added many new … [Read the rest]
Updated with improved welcome offer, new perks, and increased annual fee. card_name is the ultra-premium AmEx business card with a very long list of perks and statement credits. You also get a broad airline lounge access program and an improved … [Read the rest]
As part of the run-up to Amazon "Prime Big Deal Days", you can get a free 3-month or 4-month trial of Amazon Music Unlimited (standard is only 1-month). Beyond the usual ad-free and on-demand music, Amazon Music Unlimited now also includes 1 free … [Read the rest]
Elm Wealth has a new article on asset classes that introduces their six criteria for whether to include it inside their client portfolios. I found how they explicitly outlined this structure very useful. Here are the six criteria: Low … [Read the rest]
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