As of 9/15/25, my US Bank Smartly credit card was downgraded from 4% cash back for my situation to the more restrictive version of the negative changes to the US Bank Smartly credit card, which matches what is available to new applicants. In other … [Read the rest]
CIT Bank has a new limited-time $225/$300 Platinum Savings deposit bonus.1 The bonus depends on deposit amount, and it is open to both new and existing customers*. Importantly, the bonus is in addition to the interest rate, currently a competitive … [Read the rest]
Apple TV+ is offering a free 1-month trial, available to both new and returning subscribers. Auto-renews at the end of the month if you don't cancel. However, Apple is good about subscriptions - if you cancel early, even immediately after signing … [Read the rest]
Updated with new perks, increased credits, and increased annual fee. card_name is the classic premium travel card, with an extended list of luxurious perks along with a hefty annual fee. It's time for another look again as they have added many new … [Read the rest]
Updated with improved welcome offer, new perks, and increased annual fee. card_name is the ultra-premium AmEx business card with a very long list of perks and statement credits. You also get a broad airline lounge access program and an improved … [Read the rest]
As part of the run-up to Amazon "Prime Big Deal Days", you can get a free 3-month or 4-month trial of Amazon Music Unlimited (standard is only 1-month). Beyond the usual ad-free and on-demand music, Amazon Music Unlimited now also includes 1 free … [Read the rest]
Elm Wealth has a new article on asset classes that introduces their six criteria for whether to include it inside their client portfolios. I found how they explicitly outlined this structure very useful. Here are the six criteria: Low … [Read the rest]
Connexus Credit Union has a $300 bonus for their Xtraordinary Checking Account, which is a "Rewards" checking account that requires a number of debit card transactions and other activities to earn a special rate (currently 5% APY). Anyone can join … [Read the rest]
Kraken is best known as a crypto exchange, but as of early 2025 they now offer US stock trading under Kraken Securities through a partnership with Alpaca (press release). They've got that VC money and an IPO coming up, so you know that means a … [Read the rest]
Here's my monthly survey of the best interest rates on cash as of September 2025, roughly sorted from shortest to longest maturities. Banks and brokerages love taking advantage of our idle cash, and you can often earning more money while keeping the … [Read the rest]
PayPal is offering customers a free 1-year trial subscription to Perpexity Pro (press release), which is a premium AI service that usually costs $20/month or $200/year and includes access to the most recent versions of ChatGPT/Claude as well as their … [Read the rest]
New limited-time offers. Delta Airlines American Express cards offer various special perks like free checked bags, priority boarding, and the ability to earn Delta SkyMiles with card purchases. As you can only get the welcome offers once on each of … [Read the rest]
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