Alaska Airlines Visa Credit Card: 60,000 Miles + $122 Companion Fare ($95 Annual Fee)

The Alaska Airlines Visa credit card is issued by Bank of America and offers several unique cardholder perks, and currently has an increased limited-time offer. The business card version currently also has a limited-time offer. Alaska Airlines … [Read the rest]

H&R Block Online Walkthrough: How To Enter US Treasury Interest from Money Market and Bond Funds/ETFs For State Tax Exemption

If you earned interest from a money market fund or bond mutual fund/ETF last year, a significant portion of this interest may have come from US Treasury bills and bonds, which are generally exempt from state and local income taxes. (California, … [Read the rest]

More Data in Support of Buy and Hold Investing

The film Tune Out the Noise ended up as a story of how a small group of "data freaks" gathered and analyzed a huge amount of historical data early on in the digital revolution, and made a series of big realizations. The one that most people know is … [Read the rest]

“Tune Out the Noise”: A Film about Index Funds and Dimensional Fund Advisors (DFA)

The film Tune Out the Noise is a documentary by Academy Award–winning director Errol Morris about the rise of academic finance, the computer analysis of market data, index funds, and the founding of Dimensional Fund Advisors (DFA). It appears that … [Read the rest]

Callan Periodic Table of Investment Returns 2023 Year-End Update

Another year, another batch of bold predictions that are always based on recent past performance. The most common one this year is "Why not just own 100% US stocks? Why bother with international stocks? Why even bother with bonds?" Humility may … [Read the rest]

Robinhood IRA Transfer and 401k Rollover 3% Bonus Match (No Cap)

Robinhood Gold subscribers have the standard feature of a 3% match on all eligible annual IRA contributions. However, this bonus is somewhat limited as the annual IRA contribution limits are relatively low. 3% of $6,000 is $180, but Gold costs $60 … [Read the rest]

Best 0% APR Balance Transfer Credit Cards – Updated 2024

Looking to pay off any remaining credit card debt? 📈 Shopping around for the best balance transfer offer can save you thousands of dollars in interest. Below is a freshly updated list of the best 0% APR balance transfer offers. I try to … [Read the rest]

Consistently Investing $850 a Month x 10 Years = $160,000 (2014-2023)

Instead of only looking at year-to-date or last year's return numbers that are often quoted in the media, I always try to also take a longer-term perspective (especially on down years) by looking back over a longer period. How would a steady … [Read the rest]

Ally Bank Deposit Bonus: 0.50% of New Deposits, Up to $125 (New Customers via Referral Only)

Ally Bank is one of my favorite banks in terms of user interface, practical features, and reliability. They were my primary checking account for years. Unfortunately, their savings account rates have been lagging the top rates by about 1% recently. … [Read the rest]

$6,500 IRA Contribution Bonus Challenge: $5,444 in Bonuses (2023 Year End)

Final totals for 2023. Each year, I challenge myself to earn the equivalent of the maximum annual IRA contribution limit (up to $6,500 for 2023) using the profits from various finance promotions alone. In 2021, I reached $5,592 in bonuses. In … [Read the rest]

Best Interest Rates on Cash – January 2024

If you're leaving your cash in a checking account at most major banks, you're probably earning zero interest. With an online application, you could earn a lot more money while keeping the same level of safety by moving to another FDIC-insured bank … [Read the rest]

Ink Business Cash® Credit Card Review: Up to $750 Cash Bonus, 5% Back Categories, No Annual Fee

The Ink Business Cash® Credit Card has a sign-up promotion offering up to a $750 total cash bonus (75,000 Ultimate Rewards points) for new cardholders that meet the spending requirements, along with 5% cash back and 2% cash back on select small … [Read the rest]