The 25th edition of the UBS Global Investment Returns Yearbook is available for free download in a 56-page PDF Summary Edition version on the UBS website. (Credit Suisse took over the publication of this yearbook in 2009, and UBS was voluntold to … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of March 2024, roughly sorted from shortest to longest maturities. There are lesser-known opportunities available to individual investors, often earning you a lot more money while … [Read the rest]
Berkshire Hathaway (BRK) released its 2023 Letter to Shareholders (also see full 2023 Annual Report), which Warren Buffett also uses as an educational instrument. As always, I recommend reading it yourself (only 17 pages total this year). I … [Read the rest]
Update February 2024: Save now provides a link to their actual returns for their 1-year Market Savings across all portfolios. But be careful, as much of what is shown at first glance is for products that haven't actually completed their entire … [Read the rest]
(Update July 2024: The top deposit bonus level is now back to $200.) Original, outdated post with expired details from when the top tier was worth $500: Upgrade is offering up to a $500 deposit bonus via referral link when you open their … [Read the rest]
Updated with current $325 Checking + $225 Savings offers. Wells Fargo has brought back a few larger bonuses for both new checking and savings account customers. The checking bonus requires direct deposit and the savings bonus requires a $10,000 … [Read the rest]
New discount up to 10% off, ends 3/3/24. IKEA has a limited-time "Spend and Get" promotion offering $15 off $150+, $30 off $300+, and $50 off $500+ purchases (all amounts are before sales tax and other taxes). U.S. only. Valid in-store and online. … [Read the rest]
The academic paper Beyond the Status Quo: A Critical Assessment of Lifecycle Investment Advice by Anarkulova, Cederburg and O'Doherty had a conclusion that caught my eye. From the abstract: We challenge two central tenets of lifecycle investing: … [Read the rest]
Whew! 😅 I just passed my first mid-term test in about 20 years. The first half of Fundamentals of Financial Planning, the first course from my self-paced CFP program, included coverage of the official 7-Step "Financial Planning Process". … [Read the rest]
https://www.youtube.com/watch?v=viCf2Sf5GBc While pondering potential goals for the New Year, I ended up poking around Certified Financial Planner (CFP) Certification Education Programs. I have been toying with the idea of taking one of these … [Read the rest]
If you earned interest from a money market fund or bond mutual fund/ETF last year, a significant portion of this interest may have come from US Treasury bills and bonds, which are generally exempt from state and local income taxes. (California, … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of February 2024, roughly sorted from shortest to longest maturities. There are often lesser-known opportunities available to individual investors, where you could earn a lot more money … [Read the rest]
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