OKX Crypto: $150 Referral Bonus + New 5% Deposit Bonus + 5% APY on USDG

Crypto exchange OKX is currently offering a 5% deposit bonus on USDG held for 90 days (within a 180-day window) for new and existing customers. This is on top of 5% APY on USDG stablecoin. New customers can get a $150 referral bonus in crypto after depositing and trading $200+ in crypto (30-day hold period). Details below.

Deposit match details. Here are the details on the 5% deposit match starting December 2025. This is a new promotion, separate from the previous 10% deposit match. Existing OKX customers can participate in this new one with new deposits.

• Be sure to “join” the offer before making your deposits, to get the match!
• Get a 5% match for every 1,000 USDG you deposit (buy) and hold for 90 days, up to a max reward of 250 USDG after depositing 5000 USDG (pegged 1:1 = $5,000). On-chain deposits of crypto and direct purchases of crypto via ACH bank transfer, debit card, or Apple Pay and Google Pay also count.
• This works in increments of 1,000. So if you buy/deposit 1,200 USDG, you’ll only get 50 USDG for meeting the 1,000 USDG tier. You can make multiple deposits and it will track them and add them up. See my screenshot of the tracker below.
• Your rewards make take up to 5 minutes to reflect.
• Rewards must be held for 90 days within a 180-day window before you can use, trade, or withdraw them.

Deposit match tiers and available rewards are defined as follows:
$1,000 to $1,999 -> 50 USDG
$2,000 to $2,999 -> 100 USDG
$3,000 to $3,999 -> 150 USDG
$4,000 to $4,999 -> 200 USDG
$5,000 and above -> 250 USDG

In addition, OKX is paying 5% APY on USDG deposits currently. The deposit bonus works out to a payout of 5% over 90 days, or 20% annualized + 5% APY = 25% total annualized return over 90 days. In other words, if I put in $5,000, in 90 days I’ll expect to take out an extra $250 + ~$62 in interest = $312.

The app does a good job of showing you exactly how many days you have left in the hold period. If you see a date that is 180 days out, that refers to the 180-window. You have to meet the tier for 90 days within a 180-day window.

USDG stablecoin is not FDIC-insured. They are supposedly fully backed by US Treasury Bills with monthly audits and regulated by Singapore, but I still plan to withdraw my USDG out into a real bank as soon as the holding period is over.

$150 New customer bonus details. Here are the steps for the $150 bonus for new OKX customers:

• Sign up via referral link. I think they allow either smartphone or browser sign-up, but identity verification may be easier on a smartphone. That’s my referral link, which should auto-populate with the promo code 79795662. Thanks if you use it!
• Complete identity verification (driver’s license and smartphone selfie).
• Deposit $200+ of either cash (link bank account via Plaid) or crypto within 30 days.
• Buy $200 or more of crypto (can be stablecoin like USDG) and hold the assets for at least 30 days within a 90-day period.
• After 90 days, the bonus will be tradable and withdrawable.

You should get confirmation of the bonus shortly after linking a bank account and making the trade. Here’s some app screenshots regarding my bonus, which are pretty clear. I did mine on 10/21/25 and so mine unlocks on 1/19/26. (The bonus used to be $200, but it went down to $50 and is currently $150. Not sure if it will ever go back to $200.)

Please perform your own due diligence on crypto apps. They are not regulated on the same level as bank account or brokerage accounts. I usually don’t like to keep significant funds in there any longer than is required for the bonus to clear, but in this case the reward/risk ratio for 90 days is acceptable to me. Here is the OKX Wikipedia page and they are profiled in the Forbes article “The World’s Most Trustworthy Crypto Exchanges”. (Also see: Kraken and Gemini bonuses.)

Note: OKX does not allow customers to be individuals residing in New York, Texas, American Samoa, Guam, the Northern Mariana Islands, and the US Virgin Islands.