HBSC Direct is now back up to 4.80% APY, joining GMAC Bank.
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should we take our money out of equities if we have it?
Lets see who hits 5% soon… there is a bank bankunited or something giving 5% but they suck as they credit and compund interest quaterly and if you close your account before the interest is credited they keep it!!
I believe countrywide bank has 5.00% APR. Not too bad
according to bankdeals.blogspot.com, three banks (oneunited, bankunited, and interstate net bank) have 5% apy.
Is GMAC offering any bonuses to sign up?
Emigrant Direct catches up HSBC at 4.8%
Emigrant is now up to 4.80% too
Jonathan, I didn’t understand the HSBC rate card very well. Are all their CD’s $1000 minimums? And are the Internet banking CD rates much lower than the 4.80% on the straight savings account? If so, I’m not really sure that HSBC is the way to go. If a person is a spender (like I am), I think being able to buy CD’s and lock your money up with higher rates is probably a good thing.
What do you think?
If you’re looking at CDs, I think there are much better rates elsewhere than at HSBC. Most of their energy seems to be focused on attracting customers to HSBC Direct.