Credit Transfer Denied, But With Possible $100 Silver Lining

So I asked if I could transfer my credit limit from my other Citi credit cards to my new Citibank Professional Card, as discussed previously. I got the same answer that other readers got – No, because it is considered a professional/business card. So I can’t increase my current $9,000 limit. But then I recalled that most business cards are not reported on your consumer credit report, but on a separate business credit report. I asked a Citi Rep about this but she obviously didn’t know the difference. I’ll have to check my credit report after 30 days to see.

The reason why this is good is because if I it is not on my credit report, then I can take out the whole amount and it won’t affect my regular credit score! Which means I can apply for more cards with bonuses later 😉