I am creating a "Do Not Buy" list as part of my estate planning to help my family avoid potentially dangerous financial products. These things are not illegal "scams", but may have hidden risks where it is better to simply avoid them. In addition … [Read the rest]
Do Not Buy List: Healthcare Sharing Ministry As Health Insurance Alternative
Posted on February 12, 2020 // 45 Comments
Reminder: File a Claim For Yahoo Data Breach Class Action Settlement
Posted on February 11, 2020 // 6 Comments
I thought I'd mentioned this already, but apparently not. If you had a Yahoo account (including Yahoo Fantasy Sports, Yahoo Finance, Tumblr, or Flickr) between January 1, 2012, and December 31, 2016, you are a member of the Yahoo! Inc. Customer … [Read the rest]
Keep Hawaiian Miles From Expiring By Taking A Single Survey (Opinions Take Flight)
Posted on February 9, 2020 // 1 Comment
Opinions Take Flight is a consumer survey panel that pays out Hawaiian Airlines Miles instead of cash. New members get 350 HawaiianMiles for joining and completing the first survey. I usually find these survey panels too tedious to participate in … [Read the rest]
Best Interest Rates on Cash – February 2020
Posted on February 4, 2020 // 13 Comments
Here's my monthly roundup of the best interest rates on cash for February 2020, roughly sorted from shortest to longest maturities. I track these rates because I keep 12 months of expenses as a cash cushion and also invest in longer-term CDs (often … [Read the rest]
Investing in International Stocks: More Educational Resources
Posted on February 3, 2020 // Leave a Comment
Want to learn more about investing in markets beyond the US and the S&P 500? Meb Faber of Cambria Investments has a packed Twitter thread summarizing his "6 favorite research pieces of 2019 making the case for global investing". It may be easier … [Read the rest]
Which Car Models Do Owners Keep Forever?
Posted on February 2, 2020 // 8 Comments
Used car website iSeeCars.com commissioned a study of over 350,000 cars from the 1981-2004 model years to determine which Cars People Keep the Longest. Here are the Top 15 vehicles ranked by how many of the original owners kept them for at least 15 … [Read the rest]
Bank of America Free Museum Tickets 2020 Dates
Posted on January 31, 2020 // 3 Comments
Bank of America is running their Museums on Us program again for 2020, which offers cardholders free admissions to 200+ museums, science centers, and botanical gardens nationwide on the first full weekend of every month (Saturday and Sunday). Each … [Read the rest]
Sam’s Club: Buy 1 Year Membership for $45, Get $45 Cash Back Credit
Posted on January 29, 2020 // 3 Comments
Sam's Club has a special membership offer where if you first register your e-mail at this promotional website and then pay $45 for a new 1-year membership, you will get $45 off $45 or more of qualifying purchases at Sam's Club within the first 60 … [Read the rest]
Credit Karma Tax Review: $0 Federal, $0 State Tax Filing w/ No Last-Minute Charges
Posted on January 29, 2020 // 10 Comments
Tax season is officially here as the IRS has started accepting E-files. For you early birds, Credit Karma Tax is now on its 4th year of offering 100% free Federal AND State tax preparation software with free e-File and no income restrictions. You … [Read the rest]
20% of Gift Cards Are Left Unused After 1 Year. How About Yours?
Posted on January 28, 2020 // 5 Comments
It's now been a month since Christmas. Have you spent your gift cards yet? The odds are that you haven't, as only 38% of all gift cards overall have been redeemed after a month. This is from a neat collection of gift card statistics from … [Read the rest]
Do NOT Buy List: Equity Indexed Universal Life Insurance
Posted on January 27, 2020 // 20 Comments
Financial noise is everywhere. I try to be selective and only write about a limited amount of unique, profitable, and actionable information. If I see a bad product, I usually just ignore it and move on. Angry rants are not my thing. However, … [Read the rest]
Marcus Bank $100 Bonus on $10,000 Deposit (New for 2020)
Posted on January 22, 2020 // 12 Comments
Marcus by Goldman Sachs is offering a $100 bonus if you deposit $10,000+ in new funds into their online savings account within 10 days of enrollment at this special offer page. You must enroll by 11:59pm EST on 2/11/20 and maintain the new $10,000+ … [Read the rest]
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