Updated for crazy 2020. The big news yesterday was that one measure of crude oil prices actually went negative, because futures were coming due and nobody had any place to store the oil upon delivery. Why did this happen? Part of the reason is … [Read the rest]
With it's loud title and bright orange cover, this book has been on the "recommended" list of my Audible and Kindle pages several times. However, when something tries so hard to get my attention, I instinctually tend to ignore it. I'm glad that I … [Read the rest]
The IRS has released an official tool to check the status of your stimulus check, otherwise known as Economic Impact Payment / Coronavirus Tax Relief. It seems like you can also add your bank account information for direct deposit if they don't … [Read the rest]
Scott Burns of the Dallas News is known for his "Couch Potato Portfolios". These are literally the simplest, laziest, easiest portfolios that you will ever see. The Basic Couch Potato Portfolio is 50% Total US Stock and 50% Total US Bond … [Read the rest]
For the month of April, HBO is making 500 hours of programming available to stream for free (without ads) for a limited time on HBO Now and HBO Go services without a subscription. You can download the HBO Go or HBO Now apps for iOS and Android, and … [Read the rest]
I'm quite familiar with working from home in my tiny 78 sq. ft. "office", but after looking at some online WFH gear guides recently, it's all about standing desks, latest laptop models, and USB hubs. Eh? My desk is a basic folding table and my … [Read the rest]
As a follow-up to my initial post on the Paycheck Protection Program (PPP), there has been a some speculation as to the specific documentation required to prove your eligibility and payroll numbers. Each lender may have some discretion as to … [Read the rest]
If you can take it, here is some more humbling food for thought. Here is a comparison of the growth of $10,000 invested in either the Total US stock, Total International Stock, or Total US bond index fund from the beginning of this century … [Read the rest]
If you are a small business impacted by COVID-19, including self-employed and independent contractors, you have hopefully been following the developments of the Paycheck Protection Program (PPP) and the Economic Injury Disaster Loan Emergency Advance … [Read the rest]
The Federal Reserve further cut their target Fed Funds Rate to zero in March, so we continue to see a steady stream of rate drops on cash savings. I hope that some of you got a nice rate locked-in if you tried to refinance your mortgage. Here's … [Read the rest]
It is estimated that 1 in 5 students across the world are currently unable to attend school. In response, the Internet Archive opened the National Emergency Library, which suspends the normal lending waitlists on its 1.4 million digitized books. … [Read the rest]
In response to the coronavirus outbreak, the federal government approved a third round of economic relief. There is plenty of media coverage, but after reading multiple articles I noticed that nearly all of them miss at least one thing that another … [Read the rest]
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