Born to Run: Is Running Outdoors Another Deeply-Embedded Human Desire?

Recently, I've been attracted to books that talk about common qualities of all humans (as opposed to their differences) - like how humans became the dominant species because of their ability to cooperate (Sapiens) and our shared need for autonomy, … [Read the rest]

Consumer Reports: Electric Vehicle Total Cost of Ownership Savings Breakdown

Consumer Reports is well-known for their annual survey of customers about their cars' reliability and ownership costs. While electrical vehicles usually cost more upfront, they also cost less to fuel, maintain, and repair than traditional … [Read the rest]

Amazon Prime Day 2020: Big List of Deals and Discounts (Updated)

Amazon Prime Day is over, don't forget to spend your free credits. Here are their current Holiday Dash Deals of the Day. Amazon Prime Day 2020 is October 13th and 14th. I’ll try to keep this post updated with the most recent offers. There are … [Read the rest]

Savings I Bonds November 2020 Interest Rate: 1.68% Inflation Rate, 0% Fixed

Update November 2020. The fixed rate will be 0% for I bonds issued from November 1, 2020 through April 30th, 2021. The variable inflation-indexed rate for this 6-month period will be 1.68% (as was predicted). If you buy a new bond in between … [Read the rest]

Guest Opinion Rewards: Earn 10,000 Hilton Points With First Survey

If like many people you haven't been traveling, you still need to keep an eye on the expiration policies of those airline and hotel points. Most programs offer both dining and survey programs which make it relatively easy to earn a few miles and … [Read the rest]

Flippa: Buy and Sell Digital Real Estate Like eCommerce Stores, Amazon Products

Flipping, rehabbing, or rental residential real estate is a popular entrepreneurial activity, but I've always been more partial to digital real estate (websites). There are similarities in that anyone can enter the business as long as they are … [Read the rest]

Simple Credit Card / Brokerage / Bank Promotion Spreadsheet Template (Google Drive)

If you can't tell by now, I enjoy participating in various credit card, brokerage, and banking promotions throughout the year. I think of it as a profitable hobby, as I enjoy trying out different financial products in addition to the thousands of … [Read the rest]

Amazon Prime: Spend $20 on eBooks, Get $5 eBook Credit

Amazon has a new promotion for Prime members: Spend $20 on Kindle eBooks, get $5 eBook credit.. You must activate at the link and spend $20 on any eBooks by October 12th, 2020. Here are (again) my recommended books about early … [Read the rest]

Free Grubhub+ Membership with Lyft Pink (Chase Sapphire Reserve), $10 Off First Order

Lyft has announced that Lyft Pink members will automatically get a free Grubhub+ membership (or Seamless+ if you live in New York City). Grubhub+ usually costs $9.99 a month and includes: Unlimited free delivery from from nearly 200,000 … [Read the rest]

Instacart Express: Free Two-Month Trial Membership with Mastercard

Mastercard has partnered with Instacart to offer a free 2-month membership to Instacart Express when you join with a Mastercard, but after the 2 months you will automatically renew at the $99 annual rate. Join today with Mastercard® to enjoy … [Read the rest]

Best Interest Rates on Cash – October 2020

Here's my monthly roundup of the best interest rates on cash for October 2020, roughly sorted from shortest to longest maturities. I track these rates because I keep 12 months of expenses as a cash cushion and also invest in longer-term CDs (often at … [Read the rest]

Skin in the Game: How Much Do You Have To Lose? (Book Notes)

The central idea behind the book Skin in the Game: Hidden Asymmetries in Daily Life by Nassim Nicholas Taleb is simple. Never trust anyone without skin in the game. In the real world, behavior changes for the better when you have to pay a price … [Read the rest]