Feedburner E-mail Newsletter Service Ending: Working on Replacement

Hi everyone, some quick blog maintenance stuff: My current provider (Feedburner) is shutting down as of July 2021. Free Updates via E-mail If you’d like to be automatically sent an e-mail when a new post is published (roughly every weekday), … [Read the rest]

Best Interest Rates on Cash – Monthly Update June 2021

Here's my monthly roundup of the best interest rates on cash as of June 2021, roughly sorted from shortest to longest maturities. I try to find lesser-known opportunities to improve your yield while keeping your principal FDIC-insured or equivalent. … [Read the rest]

Happiness Exercises: Take Action To Improve Your Well-Being

As I reach the end of the 10-week free Yale Happiness Course, I definitely recommend this course if you are ready to commit time and effort into making yourself feel better mentally. One of the key points is the G.I. Joe fallacy, which is the false … [Read the rest]

Practical Portfolio Rebalancing Tips from Vanguard (+My Rebalancing Strategy)

Are stocks too overpriced? Is inflation coming to crush bonds? The media is not incentivized to tell you what is often the best advice: do absolutely nothing. If you still want to take action, consider rebalancing your portfolio. If you've … [Read the rest]

Emergency Broadband Benefit: $50/Month Off Home Internet For Low-Income, Job Loss, and Furloughed Workers

The Emergency Broadband Benefit Program provides a temporary discount on monthly broadband bills for qualifying households. This program is separate and in addition to the the existing Lifeline program. They have only been running for a week and … [Read the rest]

PFS Buyers Club: NEW US Mint Coin Arbitrage Opportunity ($290+ Net Profit)

(Update: This 5/24 opportunity is no longer available. You can still sign up for an account and be alerted of the next opportunity roughly 48 hours prior.) New deal May 24th, 2021. The US Mint regularly releases limited-edition coins to … [Read the rest]

Big List of Car Demand Notes (GM, Ford, Toyota) & Other Non-FDIC Deposit Accounts: Up to 1.50% Interest

Interest rates remain very low, which makes people more willing to take some risk for "just a little bit higher" interest rates. This has renewed interest in the financing arms of many automotive brands that offer "demand notes" which they use to … [Read the rest]

Tether Reserves Breakdown: A Clear Example of Stablecoin Risk

Tether is the largest US dollar stablecoin in the world, with a market cap of about $58 billion. Stablecoins are supposed to be backed by an equal amount of fiat money held in a trust account. 1 USDT should be backed by $1 USD. But how do you … [Read the rest]

Thank You, David Swensen, For These Important Investing and Life Lessons

I was saddened to hear the news of the passing of David Swensen, a well-known investor, endowment fund manager, and educator. From the NY Times obituary: David Swensen, a money manager who gave up a lucrative Wall Street career to oversee Yale … [Read the rest]

Morningstar Target Date Retirement Fund Report 2021: Getting Better But Still Under-Appreciated

There are now trillions of dollars held by Target Date Funds (TDFs) inside employer-sponsored retirement plans like 401k's and 403b's, but you still don't see much coverage on them in the financial media. Perhaps they are too boring to grab clicks … [Read the rest]

Chase Co-Branded Credit Cards: Free 12 Months of DoorDash DashPass

Chase has expanded their partnership with DoorDash (and Caviar) to offer free DashPass membership for 12 months to co-branded Chase credit cards. DashPass is a subscription service that offers a $0 delivery fee and reduced service fees for … [Read the rest]

U.S. Bank Altitude Connect Visa Signature Card Review: 50,000 Point Bonus + 4X Points on Travel/Gas

US Bank continues its credit card expansion with the new U.S. Bank Altitude Connect Visa Signature Card, a premium travel rewards card which has a headline feature of 4X points on travel and gas stations, plus 2X points on dining and grocery stores. … [Read the rest]