MMB Portfolio Update July 2021: Asset Allocation & Performance

Here's my quarterly update on my current investment holdings as of July 2021, including our 401k/403b/IRAs, taxable brokerage accounts, and savings bonds but excluding our house, cash reserves, and a small portfolio of self-directed investments. … [Read the rest]

Class Action Settlement Websites: The Consumer Safety Benefit

picture of gavel

There are multiple websites that help publicize and decipher class action lawsuit settlements for consumers. Here are just a few that look the most comprehensive: TopClassActions.com ClassActionRebates.com ClassAction.org These are … [Read the rest]

Buffett & Munger Wealth of Wisdom on CNBC: Full Video and Transcript

Update: Apparently there was a lot of the interview that wasn't shown in the CNBC video below, but is being released in a four part series on their podcast, Squawk Pod. Let me know if you find a transcript. Part 1: Wealth of Wisdom Part 2: … [Read the rest]

Best Interest Rates on Cash – July 2021 Update

Here's my monthly roundup of the best interest rates on cash as of July 2021, roughly sorted from shortest to longest maturities. You will find lesser-known opportunities to earn 3% APY and higher while still keeping your principal FDIC-insured or … [Read the rest]

Vanguard: Improving Portfolio Safe Withdrawal Rates for FIRE

Vanguard Research has published a new whitepaper titled Fuel for the FIRE: Updating the 4% rule for early retirees, which discusses its assumptions and how different factors can hurt or improve your odds of success. Many of these topics have been … [Read the rest]

Stockpile Review: Starter Investing For Kids, Buy Stock Gifts via Credit Card With No Fee

Stockpile is a niche stock broker that is designed for beginner investors, especially children. You can purchase a gift card for $25, $50, $100, etc. and then a child/parent can redeem that gift card an open their own custodial brokerage account. … [Read the rest]

AmEx Shop Small Offer 2021: $5 off $10+ on Two Purchases

If you have any American Express credit cards, check your "Amex Offers" in either your online account or smartphone app. Most people are seeing the offer "Spend $10+, get $5 back up to 2X (total of $10) after you Shop Small". Get a $5 … [Read the rest]

S&P 500 Dividend Aristocrats Infographic: Current Dividend Yield vs. Years of Consecutive Dividend Growth

A Dividend Aristocrat is a company in the S&P 500 index that has paid and increased its dividend payout every year for at least 25 consecutive years. You're looking at companies that have had such reliable profits over multiple economic cycles that … [Read the rest]

6 Months of Disney+ Free with Amazon Music Unlimited

Amazon is running a new Amazon Music Unlimited promotion that includes up to 6 months of Disney+ streaming subscription free: New Amazon Music Unlimited subscribers: Prime members pay a $7.99 month, and you get 6 months of Disney plus for free … [Read the rest]

Coinbase Interest Account: Earn 4% APY on USDC Stablecoin Deposits, Backed By Coinbase

Coinbase just announced its Coinbase Savings account product which pays 4% APY on USDC stablecoin deposits. There are several competitors in this area designed to compete against traditional bank savings accounts, even though they aren't FDIC … [Read the rest]

Die With Zero: How to Spend (All) Your Money

You might be saving too much money right now! You need to spend more! That is the unconventional message of the book Die With Zero by Bill Perkins. Some delayed gratification can be a good thing, but it can be a very bad thing if you simply end … [Read the rest]

Announcement: NEW New E-mail Newsletter Service!

As previously mentioned, Feedburner/Google is shutting down their e-mail service permanently as of July 1st, 2021 (very very soon!). I thought that switching over to a new provider would be easy (and free), but I was mistaken. After additional … [Read the rest]