I recently completed a Backdoor Roth IRA contribution at M1 Finance (my review), so here is a detailed step-by-step walkthrough of the process along with screenshots based on my actual experience. M1 Finance currently has a new customer bonus offer … [Read the rest]
My current commute/workout/kid taxi listening is old Berkshire Hathaway shareholder meetings after finding them in podcast format. (I know, out of all the choices available, somehow I find these the most stimulating?!) Here is a educational excerpt … [Read the rest]
As we head into the last few months of 2021, this is a reminder to check on your Healthcare and Dependent Care Flexible Spending Accounts (FSA). This NYT article outlines some temporary changes this year, while also revealing that nearly half of … [Read the rest]
Hanscom Federal Credit Union (HFCU) has hiked back up the rate on their CU Thrive account to 5.00% APY, which is a capped certificate of deposit that rewards consistent saving. The rate is set for 12 months, and during those 12 months you can … [Read the rest]
While my 3rd Quarter 2021 portfolio asset allocation is designed for total return, I also track the income produced quarterly. Stock dividends are the portion of profits that businesses have decided they don't need to reinvest into their business. … [Read the rest]
Here's my quarterly update on my current investment holdings as of October 2021, including our 401k/403b/IRAs and taxable brokerage accounts but excluding our house, "emergency fund" cash reserves, and a side portfolio of self-directed investments. … [Read the rest]
Four Thousand Weeks: Time Management for Mortals by Oliver Burkeman is a relatively short book filled with thought-provoking observations about the constant pressure that we feel, how there never seems to be enough time to accomplish the things that … [Read the rest]
The Quontic Bank High Interest Checking account has recently raised their interest rate and applied it to all balance tiers, with the result being the rare combination of a competitive interest rate with a high balance limit. Here are the … [Read the rest]
I enjoyed watching all 14 YouTube videos in the FIRE Starters interview series by Marketwatch. The videos were well-edited, in that they averaged only about 5-7 minutes each but still explained the individual and/or family's unique path to … [Read the rest]
via GIPHY Here's my monthly roundup of the best interest rates on cash as of October 2021, roughly sorted from shortest to longest maturities. I look for lesser-known opportunities earning at least double what most savings accounts and money … [Read the rest]
80 years times 50 weeks a year is 4,000 weeks. If we're lucky, that means we'll have about 4,000 Mondays, 4,000 Saturdays, and that's it. I've started reading Four Thousand Weeks: Time Management for Mortals by Oliver Burkeman, which suggests that … [Read the rest]
I always keep track of the Vanguard Target Retirement 20XX Funds (TRFs) because: They are a low-cost, broadly-diversified, "all-in-one" fund that I believe are a good starting point for both beginning investors and all investors that desire … [Read the rest]
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