Here's my monthly roundup of the best interest rates on cash as of March 2022, roughly sorted from shortest to longest maturities. I look for lesser-known opportunities available to individuals while still keeping your principal FDIC-insured or … [Read the rest]
Problems with TASC Denying Dependent Care Expense Reimbursement With No Reason Provided?
Posted on March 6, 2022 // 20 Comments
My muscles tense up with just the thought of dealing with health insurance claims and flexible spending account reimbursement. I feel they are both incentivized to deny your claims and thus put up layers and layers of bureaucracy in the hopes that … [Read the rest]
Capital One Venture X Rewards Credit Card Review: 75,000 Bonus Miles + $300 Annual Travel Credit
Posted on March 3, 2022 // Leave a Comment
Negative changes to lounge access starting February 2026. The card_name is the newest entry into the ultra-premium credit card category. It has a large new-cardholder bonus, loads of perks, and a hefty annual fee. The net result is a first-year … [Read the rest]
Big List of Free Stocks For New Commission-Free Brokerage Apps (Updated)
Posted on March 3, 2022 // 23 Comments
Updated. I have the strange hobby of trying out new fintech apps while also collecting their sign-up incentives. Here are several different brokerage apps that offer some variation of free stock trades, modern user interface, real-time quotes, and … [Read the rest]
Notes on Berkshire Hathaway 2021 Annual Letter to Shareholders by Warren Buffett
Posted on March 1, 2022 // 3 Comments
Berkshire Hathaway (BRK) released its 2021 Letter to Shareholders over the weekend, which is how Warren Buffett updates his fellow shareholders annually on the status of the business. Direct ownership of Berkshire Hathaway shares (above my passive … [Read the rest]
Schwab Lifetime Adjustable Income: Flexible Withdrawal Rules Based On Portfolio Survival Chances
Posted on February 23, 2022 // 3 Comments
One of the perpetual debates in retirement planning circles is withdrawal rates, AKA how much monthly income can you take from a portfolio. Once you nail down a withdrawal rate and retirement spending target, then you get Your Number - how much you … [Read the rest]
Have You Agreed to Pay the Price Required For Long-Term Stock Returns?
Posted on February 22, 2022 // 5 Comments
On March 6, 2009, the S&P 500 index hit 666.80, shedding 13 years of gains. 13 years! Guess how long it has been since March 2009? 13 years! Something to ponder as the possibility of more war looms ahead. I remember my portfolio being halved … [Read the rest]
Charlie Munger Daily Journal Annual Meeting 2022 Full Video, Full Transcript, and Highlights
Posted on February 21, 2022 // 1 Comment
Charlie Munger is now 98 years old and still answering questions at the 2022 Daily Journal Annual Shareholder Meeting. Yahoo Finance livestreamed the event again, and you can view the full two-hour recording on YouTube (embedded below, starts at … [Read the rest]
University of the People: Tuition-Free, Accredited Online Degrees in Computer Science, Business Administration (MBA), Education (M.Ed.)
Posted on February 16, 2022 // 3 Comments
Did you know that there exists a tuition-free, accredited, online university where you can obtain an Bachelor's degree in Computers Science, MBA, or Masters in Education for a tiny fraction of the cost of traditional universities? The University … [Read the rest]
Gemini Exchange: Bitcoin Bonus
Posted on February 14, 2022 // 25 Comments
(Update: After a incorrect trademark infringement claim and takedown request, Gemini has followed up and taken it back. I've brought back an edited version of the original post.) Gemini is a crypto exchange offering a $150 bonus in Bitcoin if you … [Read the rest]
The Four Core Types of Regrets + Thoughts on Financial Regrets
Posted on February 13, 2022 // 3 Comments
According to the new book The Power of Regret: How Looking Backward Moves Us Forward by Dan Pink, only 1% of people say they never feel regret. Here are the most in-depth articles from the media tour: WaPo, BBC, Atlantic. In 2020, the author … [Read the rest]
Big List of Social Security Tools: Best Time to Start Claiming Social Security Benefits?
Posted on February 9, 2022 // 2 Comments
Social Security is the largest source of retirement income for a majority of Americans. For about 1/3rd of them, Social Security makes up 90% or more of their retirement income. Depending on your assumptions, the "lump sum value" of your … [Read the rest]
The Best Credit Card Bonus Offers – 2025
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - 2025
Free Credit Scores x 3 + Free Credit Monitoring
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Big List of Free Consumer Data Reports (Credit, Rent, Work)