One of the concerns about contributing to 529 plan for college savings is that you won't end up using all the money and end up being hit with additional taxes (at ordinary income rates) and penalties on an non-qualified withdrawal. The funds … [Read the rest]
Worried About Unused 529 Funds? New 529 to Roth IRA Rollover Option
Posted on May 3, 2023 // 10 Comments
Best Interest Rates on Cash – May 2023
Posted on May 1, 2023 // 9 Comments
Here's my monthly roundup of the best interest rates on cash as of May 2023, roughly sorted from shortest to longest maturities. We all need some safe assets for cash reserves or portfolio stability, and there are often lesser-known opportunities … [Read the rest]
Amazon Prime: Buy $50 Amazon Gift Card, Get $5 Credit
Posted on May 1, 2023 // 2 Comments
Amazon is offering Prime members a $5 credit when you buy a $50 Amazon eGift card as part of their Mother's Day promotions. You must activate on the offer page first before it will show up on your account. 10% off, not bad. There a limited number … [Read the rest]
Savings I Bonds May 2023 Inflation Rate: 0.90% Fixed, 4.30% Total Composite Rates
Posted on April 30, 2023 // 8 Comments
May 2023 fixed rate will be 0.90%, total composite rate is 4.30% for next 6 months. For Savings I bonds bought from May 1, 2023 through October 31, 2023, the fixed rate will be 0.90% and the total composite rate will be 4.30%. The semi-annual … [Read the rest]
Citi Rewards+ Card Review: 25,000 Bonus Points, 0% Intro APR on Purchases for 15 Months
Posted on April 25, 2023 // Leave a Comment
New limited-time 25k offer w/ no annual fee. The Citi Rewards+® Card has improved their sign-up bonus while keeping its 0% introductory APR for 15 months on purchases and balance transfers, round-ups rewards on small purchases, and no annual fee. … [Read the rest]
Alternative Ways To Track Savings I Bond Values (Tools and Calculators)
Posted on April 23, 2023 // 8 Comments
If you have accumulated some savings bonds but don't really enjoy logging into TreasuryDirect.gov all the time, here are some alternative methods to tracking your balances over time. Each has its own strengths and weaknesses, and the unofficial ones … [Read the rest]
Consumer Reports: Which Store Brand Food is the Cheapest Overall?
Posted on April 20, 2023 // 5 Comments
Consumer Reports compared several name brand products against generic store brands to see which private label products get the closest to the name brand for the lowest cost. I have never found any other ketchup that tastes like Heinz, but I could … [Read the rest]
Charlie Munger Fireside Chat with Todd Combs (April 2022): Full Recording and Transcript
Posted on April 19, 2023 // Leave a Comment
Charlie Munger held a fireside chat with Todd Combs back in April 2022 as part of a Singleton Prize for CEO Excellence event, and more recently a full audio recording and full text transcript has been made available. The talk covered a variety of … [Read the rest]
Plynk Investing App User Bonuses (Expired)
Posted on April 18, 2023 // 10 Comments
Update April 2025: The following bonuses are now EXPIRED. Update April 2023: Plynk has rolled out a new Recurring Deposit Match promotion for existing users worth up to another $100. You just have to set up recurring deposits of at least $10 … [Read the rest]
Warren Buffett CNBC Interview April 2023: Video & Full Transcript
Posted on April 17, 2023 // Leave a Comment
Becky Quick had another CNBC interview with the Warren Buffett and Greg Abel of Berkshire Hathaway, likely as a preview to the annual shareholder meeting that is coming up soon in May. You can watch a replay of the interview via this CNBC YouTube … [Read the rest]
Andrews FCU $200 PayBack Checking Promo
Posted on April 17, 2023 // 2 Comments
Andrews Federal Credit Union has a $200 PayBack Checking offer with qualifying direct deposits to a new checking account. Offer expires 5/31/23. Here is the breakdown of the bonus: $75 credit within one business day of the opening of the … [Read the rest]
William Bernstein on Holding Both Treasury Bonds and TIPS (or Savings I Bonds)
Posted on April 16, 2023 // 1 Comment
William Bernstein has a new article titled Riskless at Age 104 in which he outlines why he just bought some 30-year Treasury Inflation-Protected Securities (TIPS) that won't mature until he is 104 years old. Despite that distracting headline, the … [Read the rest]
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