Target Gift Card Sale: Apple, Google Play, Uber, Xbox, Cheesecake Factory

Target also has some gift cards on sale that may be of interest: Free $15 Target Gift Card when you buy a $100 Apple Gift Card. Apple gift cards are good on everything from devices to app purchases to iCloud storage. Free $15 Target Gift … [Read the rest]

Best Buy Gift Card Sale: Apple, Google Play, DoorDash, Olive Garden/Darden

Best Buy has some gift cards on sale that may be of interest: Free $15 Best Buy e-Gift Card when you buy a $100 Apple Gift Card. Apple gift cards are good on everything from devices to app purchases to iCloud storage. Up to 20% on select … [Read the rest]

Navy Federal Flagship Travel Rewards Card: 35,000 Bonus Points, Free Amazon Prime Membership (Every Year!)

The Navy Federal Flagship Rewards Card is their "premium" travel rewards card, and it has always had some nice features for those that wanted a single everyday card because it offered a boosted 3X back in travel but also a flat 2X back on everything … [Read the rest]

Wings Financial Credit Union: $300 New Member Bonus + $100 Refer-a-Friend

Updated new member bonuses. Wings Financial Credit Union continues to expand aggressively with a $300 checking bonus plus a doubled $100 refer-a-friend bonus for new members (along with some other promotions). Please note that each bonus has its … [Read the rest]

Buy $100 Apple Gift Card (or Disney), Get $10 Target Gift Card Free

Deal is back again through 11/22. Get a $10 Target GiftCard with $100 Apple Gift Card purchase. A simple deal if you plan to buy any Apple products/services in the future (and have a free Target Circle membership). While supplies last. Stack … [Read the rest]

Warren Buffett’s Thanksgiving Letter 2025

Warren Buffett will step down as CEO of Berkshire Hathaway at the end of 2025, which also means he will no longer write the Annual Shareholder Letter and take questions at the Annual Shareholder's Meeting which have become so famous. Instead, he is … [Read the rest]

529 Plan Asset Allocation: Default Glide Path vs. Custom?

My last post on treating your kids' 529 plans as the equivalent of Roth IRAs had me thinking again about asset allocation. If you plan on spending your 529 assets when your child is age 18-21, then your time horizon starts to get very short, very … [Read the rest]

“Junior Roth IRA”? Maximizing the 529-to-Roth IRA Rollover

A new automated investing app called FutureMoney is advertising something called the Junior Roth IRATM with some pretty awesome "key benefits", according to their site: - Tax-free growth potential - No earned income required to make … [Read the rest]

Current Fintech App: $175 Bonus w/ Direct Deposit

Bonus increased to $175 for limited-time. Current is a fintech, with banking services provided by Choice Financial Group, member FDIC. After the whole Synapse/Juno/Yotta fiasco, I no longer recommending keeping significant balances in a fintech, … [Read the rest]

Bask Bank Interest Checking $300 Bonus + 3% APY Rate Boost (New Customers)

Bask Bank has a new promotion for their Interest Checking account: Open a new Bask Interest Checking Account between November 1, 2025, and January 31, 2026. Offer is available to new Bask Interest Checking customers who do not have an existing … [Read the rest]

Savings I Bonds November 2025: 0.90% Fixed Rate, 3.13% Inflation Rate (4.03% Total for First 6 Months)

Update: Savings I Bonds bought from November 1, 2025 to April 30, 2026 will have a fixed rate of 0.90% and inflation rate of 3.13%, for a total composite rate of 4.03% for the first 6 months. Compare the total rate with the current short-term … [Read the rest]

Ally Bank $100 New Savings Account Referral Bonus (No Direct Deposit Requirement)

Bonus is back. Ally Bank is one of my favorite banks in terms of user interface, practical features, customer service, and reliability. They were my primary checking account for years (the checking can auto-draft from the savings). Unfortunately, … [Read the rest]