As part of their Amazon's Cyber Week gift card deals, get a $15 Amazon Credit with $100 Apple gift card purchase. Must use promo code APPLET5USAP at checkout, or see the "Qualifying offers" box with promo details. While supplies last, and it will … [Read the rest]
Stuff I Bought Myself and Would Buy Again (2023 Edition)
Posted on November 25, 2023 // 6 Comments
Many "buying guides" are bland and generic, but I find that I still enjoy hearing what works for the discerning creators that I follow. I went through my buying history and these are random items that I have bought myself from Amazon (no free … [Read the rest]
AmEx Offers: Shop Small Saturday, Walmart+, Gas Stations, Wireless Bills
Posted on November 22, 2023 // 11 Comments
New offers added, including Shop Small credit that expires Saturday. Amex Offers are targeted offers that either offer discounts in the form of statement credits on your account or as extra reward points earned. To view your offers, visit your … [Read the rest]
The Half-Hour Car Rental Hack
Posted on November 20, 2023 // 5 Comments
When you make a reservation at nearly every car rental website, you simply agree to a price and make a non-binding reservation without giving any payment information. You can cancel at any time, without penalty. I'm really not sure why this is still … [Read the rest]
Best Interest Rates on Cash – November 2023
Posted on November 16, 2023 // 6 Comments
Here's my monthly roundup of the best interest rates on cash as of November 2023, roughly sorted from shortest to longest maturities. There are often lesser-known opportunities available to individual investors. Check out my Ultimate Rate-Chaser … [Read the rest]
Primis Bank Novus Checking: 6% APY Guaranteed for 6 Months (4.00% APY Standard)
Posted on November 15, 2023 // 2 Comments
Primis Bank just rolled out a new Novus Checking account that includes an introductory period of 6.00% APY guaranteed for 6 months on up to $50,000 with qualifying direct deposits. Hat tip to reader Bill P. Highlights: 6.00% APY guaranteed … [Read the rest]
Capital One Spark Cash Select Business Card Review: $500 Intro Bonus w/ No Annual Fee
Posted on November 14, 2023 // 4 Comments
The card_name is a business credit card with simple, straightforward cash back along with no annual fee. This no-annual fee card is currently offering a strong $500 cash bonus for new cardholders after qualifying purchases, while also requiring an … [Read the rest]
Free Kindle eBook: From Zero to Millionaire
Posted on November 14, 2023 // Leave a Comment
Here's a free Kindle eBook version of a personal finance and investing book that was published just last month: From Zero to Millionaire: A simple, effective and stress-free way to invest in the stock market by Nicolas Bérubé. (That is an Amazon … [Read the rest]
Time to Redeem Older Savings I Bonds With Zero or Low Fixed Rates?
Posted on November 14, 2023 // 12 Comments
After the November 2023 fixed rate was announced to be higher at 1.3%, I've gotten a few questions about redeeming "old" Savings I Bonds with lower fixed rates (some at 0%) and buying these "new" ones instead. During this current 6-month period, a … [Read the rest]
BMO Alto Online Certificates of Deposit: 5-year CD at 5.25% APY
Posted on November 8, 2023 // 9 Comments
BMO Alto is the online-only division of BMO Bank N.A. (member FDIC). You can only access BMO Alto products through its unique website, not any existing BMO login. As of 11/8/23, they are offering very competitive rates for CDs (certificates of … [Read the rest]
CIBC Bank Agility Online Savings $250/$500 Deposit Bonus (New & Existing)
Posted on November 8, 2023 // 9 Comments
CIBC Bank USA has brought back a $250/$500 deposit bonus for customers that are adding new money to their Agility online savings account (you can be a new or existing customer). The bonus is on top of the interest rate, currently a competitive … [Read the rest]
Historical 20-Year Rolling Real Returns: Stocks vs. Bonds (1926-2023)
Posted on November 6, 2023 // Leave a Comment
One of the problems with personal finance content is that there are really only so many ways you can say "buy a low-cost stock index ETF and do nothing for 20+ years". The pressure to make it more complicated is quite intense, if only to cure your … [Read the rest]
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