Barnes & Noble Summer Reading Program 2024 (Free Book, Kids Gr 1-6)

Barnes & Noble is running their Summer Reading Program for kids in Grades 1-6. I like that the steps are pretty simple: Read any eight books this summer and record them in this Summer Reading Journal [printable PDF]. Tell us which part of the … [Read the rest]

FIRE is Not Beans & Rice. FIRE is Not Pink Lambos. FIRE is Life!

FIRE (Financial Independence, Retire Early) is certainly a catchy acronym, but it always seems to confuse people because the word "retire" suggests a line between working and not working. What does it mean to "Retire Early"? What if you only … [Read the rest]

Upside App Promo Codes: $1.50+/Gallon Cash Back on Gas, 15%+ Off Restaurants

Update July 2024: Upside closed my account effective immediately and without prior warning because I used "unauthorized" promo codes. Just FYI, I would cash out now and whenever you have enough of a balance. Original post: (Update: Added … [Read the rest]

Merrill Edge Brokerage: Best High Interest Rate Options on Cash (5%+ APY, Updated May 2024)

Updated May 2024 with refreshed rates, new Preferred Deposit online initial deposit option, lower $1 minimum on money market funds. Merrill Edge is a self-directed brokerage arm of Bank of America and Merrill Lynch. They are a decent broker … [Read the rest]

When Fintech Apps Break: Lessons From Juno, Yotta, Copper, Yieldstreet Wallet, Synapse, Evolve Bank Lawsuits

What happens when the technology behind a Fintech app breaks down? We found out last week, when unfortunately millions of users lost access to their funds (and still haven't gotten it back as far as I can tell, as of this writing 5pm ET 5/20/24). … [Read the rest]

IKEA Gift Card Promo: Buy $50 eGift Card, Get $10 eGift Card (Limit $500)

Buy a $50 IKEA eGift card, get bonus $10 eGift Card. That's $10 off every $60 of IKEA stuff, which seems pretty good. Limit $500 total gift cards purchased ($100 in bonus gift cards). The website URL is funky, but it is linked directly from the … [Read the rest]

Morningstar Asset Class Correlation Charts 2024: 20-Year Historical Matrix

Morningstar has published their 2024 Diversification Landscape Update (direct link to PDF), another useful whitepaper for DIY investors that looks closer at the correlations between different asset classes. In their Key Takeaways, they note the … [Read the rest]

5.10% APY CDs, 5.10% APY No-Penalty CDs, 5.276% APY Savings via Raisin (Limited-Time Bonus Boost, up to $200)

Limited-time Referral Bonus Boost: The Raisin referral bonus for new accounts has been hiked for a limited time, doubled on some tiers and now up to $200. The new tiers are below. At the $5,000 and $10,000 amounts, the bonus works out to 1% of … [Read the rest]

Juno Finance App: Banking Interruptions, 5% APY and 5% Cashback Terminated

Update May 2024: Juno just sent out the following e-mail today, which may be the best of example of public relations double-speak that I've seen in a while. Look at all those meaningless words! 😳 Juno paid out a lot of above-average … [Read the rest]

2024 Berkshire Hathaway Annual Shareholder Meeting Video, Transcript, and Notes

The 2024 Berkshire Hathaway Annual Shareholder Meeting occurred on May 4th, 2024, and while there are lots of articles offering highlights (including this one), it's never the same feeling as tuning into the actual thing. I always find a few nuggets … [Read the rest]

Best Interest Rates on Cash Roundup – May 2024

Here's my monthly roundup of the best interest rates on cash as of May 2024, roughly sorted from shortest to longest maturities. There are lesser-known opportunities available to individual investors, often earning you a lot more money while keeping … [Read the rest]

Robinhood ACAT Bonus: 1% of Taxable Brokerage Assets Transferred w/ No Cap, 2-Year Hold

Offer is back, new deadline is June 28th. Robinhood has brought back their 1% ACAT Transfer bonus of a flat 1% of the transferred amount with no cap. That means a transfer of $10,000 in asset value from an external brokerage account will earn a … [Read the rest]