Amazon Prime Photos: Free Unlimited Photo Backup

Amazon has announced another feature for Prime subscribers: unlimited free online photo storage. As part of their Cloud Drive, Prime Photos will allow you to back up all your photos in full resolution via either web browser, smartphone app, or … [Read the rest]

Cash Reserves & Best Interest Rates Update – November 2014

Our family keeps a full year of expenses put aside in cash reserves; it provides us with financial stability with the additional side benefits of lower stress and less concern about stock market gyrations. Emergency funds can actually have a better … [Read the rest]

Savings I-Bonds November 2014 Interest Rate Officially Announced

Update: The official announcement states that effective November 1st, the new fixed rate on Series I savings bonds is 0.0%, down from the previous 0.1%. The variable inflation-indexed rate is 1.48% (as was predicted). Thus, buying a new I Bond … [Read the rest]

Zmodo All-in-One sPoE DIY Security Camera System Review

I've always been intrigued by those multi-camera home security systems that you see walking around Costco and Sam's Club, so when I was asked to review a similar unit I took the opportunity. Here is my review of the Zmodo 4 Channel Complete sPoE … [Read the rest]

Scary Longevity Charts for Couples in Retirement

It's time for some morbid Halloween thoughts! Via an AAII interview with William Sharpe, it appears that the Nobel Prize winner and Sharpe Ratio namesake is working on a software project called Retirement Income Scenarios (blog and software site). … [Read the rest]

Schwab Intelligent Portfolios: Free Automated ETF Portfolio Manager

(Update 10/28: Schwab has indeed announced their free robo-advisory platform called Schwab Intelligent Portfolios, although it won't actually start opening new accounts until Q1 2015 and not much new was leaked besides confirming that they will not … [Read the rest]

Wells Fargo + Apple Pay = Up to $30 in Bonuses

Use your iPhone 6 to make an Apple Pay purchase with your Wells Fargo credit card by November 30, 2014, and you'll earn a $20 statement credit. Use your iPhone 6 to make an Apple Pay purchase with your Wells Fargo debit or prepaid Card by … [Read the rest]

AirBNB Promotion Codes: $40 in Free Travel Credit

Updated. Airbnb rents out everything from private rooms to entire houses to ancient castles. We stayed at Airbnb's in Europe and it was great for a family with little kids. We could cook simple meals in the kitchen and eat around a real dining … [Read the rest]

Amazon Fire Streaming Stick 50% Off with Prime

Offer expired, now $39. Many cable TV "cord-cutters" get their TV fix using an HDTV over-the-air antenna and/or a streaming video device like the Roku, Google Chromecast, or Apple TV. Amazon has just announced their new Amazon Fire TV Stick. The … [Read the rest]

Sequence of Returns Risk During Retirement Illustration

Businessweek has an article discussing the difficulties when trying to make a retirement nest egg last for the rest of your life. Most people just worry about the average returns of their investments. But another important concern during the … [Read the rest]

Prosper vs. LendingClub Investor Experiment: 2 Year Update

In November 2012, I invested $10,000 into person-to-person loans split evenly between Prosper Lending and Lending Club, looking for high returns from a new asset class. After diligently reinvesting my earned interest into new loans, I stopped my … [Read the rest]

Early Retirement Portfolio Income Update – October 2014

When investing, should you focus on income, or total return? I like the idea of living off dividend and interest income, but I also think it is easy for people to reach too far for yield and hurt their overall returns. But what is too far? … [Read the rest]