Liquidating My Prosper Loans Using Folio Investing

As stated in my last P2P loan experiment update, I am liquidating all of my notes from Prosper Lending and Lending Club. When you own more traditional investments like ETFs or individuals stocks that trade on a major exchange, you can sell your … [Read the rest]

Berkshire Hathaway Official Reading List 2015: Approved Books by Buffett and Munger

Among the many booths at Berkshire Hathaway's 2015 Annual Meeting was one run by a local bookstore. Each year, BRK approves a list of books, many of which have been mentioned in shareholder letters or other speeches by Warren Buffett and/or Charlie … [Read the rest]

The Best Advice For A Teenager Looking For a Job

I really enjoyed this article by James Altucher called "The Best Advice Ever To A Teenage Daughter Who Needs To Make Money". His kid is considering taking an $8 an hour job, presumably in either the food or retail industry. Why not? The first … [Read the rest]

Fandango Movie Ticket Discounts: 2-for-1 Fridays + 20% Off Gift Cards

Back for Summer 2015. Fandango has brought back their Visa Signature summer promotion from April 24th to August 21st. 2-for-1 movie tickets on Fridays! You can also get 20% off Fandango gift cards which can be used any day of the week and can be … [Read the rest]

Help Explain This Asset Allocation Chart To Me?

The Vanguard Blog for Advisors has a recent post about how we're now in the 3rd biggest bull market since 1929, which followed the 2008 financial crisis, also known as the 3rd biggest bear market since 1929. The takeaway is that none of us know the … [Read the rest]

Your Homeowner’s Insurance Deductible Should Be Catastrophically High

The NYT Times Haggler just helped a reader who made two small claims on his homeowner's insurance for (1) a fallen ceiling fan and (2) a stolen bike. Not only did State Farm deny both claims, but they subsequently refused to renew his insurance the … [Read the rest]

Target Date Retirement Funds: Beating The Behavior Gap

The general consensus behind target-date retirement funds is often "They're okay... but here's something better!". Any all-in-one product will be imperfect. But I still like them on the whole and have written previously about how Vanguard's … [Read the rest]

AT&T Access More MasterCard from Citi Review – GSM Phone Offer (Up to $650)

Our partner Citi has launched yet another new card, AT&T Access More MasterCard® from Citi. This AT&T co-branded card obviously targets a niche, but read on if you will be in the market for a new GSM phone in the next year ($650 is the full … [Read the rest]

The Easiest, Fastest Homemade Pizza Dough Recipe Yet

I'm still trying my best to cook at home at least 5 times a week, mostly avoiding the pitfalls in my cooking at home flowchart. We make pizza at least once every other week, as it tastes better than anything from the frozen aisle and is very … [Read the rest]

Expected Returns by Asset Class Tool by Research Affiliates

In the current environment of historically-high US stock valuations and historically-low interest rates, there is a lot of discussion about what investors should expect in regards to future returns. Predictions are a dime a dozen, but some are … [Read the rest]

Real Estate Crowdfunding Experiment #1 – Background and Introduction

After I took out roughly $7,500 out of my P2P lending experiment, I started looking for another place to put my money at risk. :) I decided on trying out real-estate crowdfunding, which tries to make real estate investing (either through equity or … [Read the rest]

Savings I-Bonds May 2015 Interest Rate Update: Negative 1.6% Variable

New inflation numbers were just announced, which allows us to make an early estimate of May 2015 savings bond rates before their official semi-annual announcement. This also allows us the opportunity to know exactly what a April 2015 savings bond … [Read the rest]