Grit, Early Retirement, and Financial Freedom

I joined the bandwagon and finished reading Grit: The Power of Passion and Perseverance by Angela Duckworth. (It's not like I could just give up in the middle...) You've probably heard of this NYT bestseller. Either the book, the MacArthur … [Read the rest]

What Cards Are In My Wallet? 2006 vs. 2016 Flashback Edition

What's in my wallet? Besides trying to land at least $500 on new sign-ups, which cards do I end up using on a regular basis? Apparently, the last time I answered this question was in 2006, more than a decade ago?! Let's see if I have made any … [Read the rest]

American Express 2X Rewards On Purchases at Small Businesses

American Express has a new promotion that offers you "2X Rewards" on your consumer or small business AmEx when you shop at a small business. Runs through the end of the year, 12/31/2016. You must register here. List of what counts as small … [Read the rest]

BuffetGo: Reduce Food Waste and Buy a Big Box of Leftovers for $3

The cheap, hungry student inside me couldn't help but mention a new site called BuffetGo. In an effort to reduce wasted food, both mom-and-pop and hotel buffet restaurants work with BuffetGo to offer a special deal. You show up at their restaurant … [Read the rest]

How To Read Market Commentary and Stay The Course

Every day, new articles are published telling you to buy this! Sell that! Hedge against this other thing! One of the most underrated skills in investing is the ability to stick to your plan and do nothing. Some folks argue that that … [Read the rest]

iShares Core ETF Expense Ratios vs. Vanguard ETF Comparison (Updated 2016)

Updated 10/12/16. 18 iShares Core ETFs now trade commission-free at Fidelity. Blackrock announced price cuts to 15 out of its 22 iShares Core ETFs last week. The iShares Core series is their low-cost, index ETF line-up targeted towards … [Read the rest]

Free 500 Virgin America Points for Newsletter Sign-Up

Get another 500 free Virgin America Elevate points when you sign up for the new Virgin America Produced e-mail newsletter. * Offer valid until October 26, 2016. Only one email address is allowed and only one set of 500 points will be awarded per … [Read the rest]

Vagabonding: An Uncommon Guide to the Art of Long-Term World Travel (Book Review)

I don't recall how I discovered this book, but I remember being initially skeptical. I was wary that Vagabonding: An Uncommon Guide to the Art of Long-Term World Travel by Rolf Potts would be a poorly-written eBook with a very catchy title and … [Read the rest]

Follow-up: Georgia Tech Online Master’s Degree in Computer Science for $7,000

I'm always fascinated by the potential power of cheap, accessible education. Back in 2013, I wrote about how Georgia Tech planned to offer an online master's degree in Computer Science for only $7,000. Three years later, the NY Times has a … [Read the rest]

Schwab Index ETF Expense Ratios vs. Vanguard ETF Comparison (Updated 2016)

Schwab also had some reactionary price cuts to some of their Schwab Index ETFs last week. Here are the updated expense ratios, alongside the expense ratios of the closest equivalent ETF from Vanguard. In cases where both Vanguard and iShares … [Read the rest]

More Charts: Withdrawal Rates and Portfolio Longevity

Here's another pair of tidy charts about safe withdrawal rates, or the amount you can safely withdraw from your retirement portfolio without running out. They are taken from this Blackrock page, specifically their "one-pager" 2-page PDF. First … [Read the rest]

Platinum Delta Skymiles American Express Companion Certificate

The Delta American Express card line-up has some limited-time bonus bumps going on right now. Offer ends 11/9/16. In particular, I noticed that the Platinum Delta American Express is offering: 70,000 bonus miles after you spend $3,000 in … [Read the rest]