Fidelity, Schwab Won’t Let You Trade Money Market ETFs (That Aren’t Theirs)

In case you aren't aware that a huge profit source for every broker is your idle cash, Bloomberg reports that Fidelity and Schwab are blocking all new purchase trades of new money market ETFs (gift article) from Blackrock and Texas Capital. Here's … [Read the rest]

Best Asset Location for TIPS Ladder: Taxable, Tax-Deferred, or Roth?

If you are a DIY investor (or professional financial planner) that is looking to geek out on the intricacies of the tax treatment for holding Treasury Inflation-Protected Securities (TIPS), check out the new paper Best Asset Location for a TIPS … [Read the rest]

PeerStreet Bankruptcy Update (March 2025): Why I Avoid Fractional Real Estate Now

My last update on the PeerStreet bankruptcy was about a year and a half ago. PeerStreet marketed high-interest investment loans backed by real estate in $1,000 fractional increments. A few days ago, I received a big, thick envelope with lots of … [Read the rest]

Webull ACAT Transfer Bonus: 3% of Assets Possible ($750 Bonus on $25,000)

Updated with new offer. The Webull brokerage app is offering an updated ACAT Transfer bonus plus up to $100 in outgoing fee reimbursements on your first transfer of at least $5,000. This specific offer ends 4/6/25. The minimum hold period is 1 … [Read the rest]

American Express “Member Week” March 17-21 (Limited-Time Offers)

American Express is celebrating their 175th birthday (!) with a "Member Week" from March 17-21. They are touting various special offers. I honestly don't know if they will be awesome or disappointing, but I figure that it's worth logging into your … [Read the rest]

Helium Mobile Promo Code: Free Cellular Plan

Helium Mobile is offering a "free" cellular plan that includes 100 minutes talk, 300 texts, and 3 GB of data per month (no hotspot). You have to upload a government-issued ID (name, address, date of birth, ID number), but you don't need to provide … [Read the rest]

Pepper Gift Card App: $20 Bonus w/ $200 Purchase (New Users)

Update 4/23: Looks like the party is winding down. Pepper no longer sells Amazon or Sam's Club gift cards when purchasing with credit cards. You can still redeem using points. 10X on Chipotle and DoorDash is all that remains. I would … [Read the rest]

Southwest Becomes Just Another Commodity Airline (Basic Economy, No Checked Bags, Less Legroom, Paid Seating)

The big news in travel is that Southwest Airlines has basically given up their unique "We are different!" corporate identity and become just another commodity airline that tries to look as cheap as possible upfront (only $200!) while adding multiple … [Read the rest]

BlackRock/iShares Target Allocation 60/40 Model ETF Portfolio (Meant for Advisors)

As a companion to my post on Fidelity Model ETF Portfolios, I also found Blackrock's version of their 60/40 Model ETF portfolio. The was prompted by the fact that Blackrock recently announced that it was adding a 1-2% allocation to Bitcoin in … [Read the rest]

Wyndham Rewards Earner Cards: Up to 90,000 Bonus Points (Valid at Vacasa Home Rentals)

Updated with limited-time offers. The Wyndham Rewards Earner credit cards currently all have increased bonuses of up to 90,000 points. While these are not the highest amounts offered ever, they are above the normal bonuses. This hotel-chain … [Read the rest]

Best Interest Rates Survey: Savings Accounts, Treasuries, CDs, ETFs – March 2025

Here's my monthly survey of the best interest rates on cash as of March, roughly sorted from shortest to longest maturities. Banks love taking advantage of our idle cash, and you can often earning more money while keeping the same level of safety by … [Read the rest]

Raisin Marketplace: Up to $400 Deposit Bonus (and Why I’m Skipping It)

Raisin is a financial marketplace that allows you to access high-interest certificates of deposit and savings accounts from multiple different banks and credit unions without having to open up a new account at each one. Right now, they have some new … [Read the rest]