Over the past month, short-term interest rates have inching upwards while the overall yield curve flattened slightly. The value in chasing interest rates continues to rebound ever so slowly, especially if you have idle cash in a megabank paying … [Read the rest]
How To Make Your Life Completely Miserable
Posted on June 4, 2017 // 3 Comments
If you are a fan of Charlie Munger and his principle of inversion, you will enjoy this video by CGP Grey* about the 7 Ways to Maximize Misery. Sometimes the best solution to a problem comes by approaching it backwards. Found via Abnormal Returns. … [Read the rest]
Join Marriott Rewards, Get 1,000 Free Miles + Double Miles
Posted on June 4, 2017 // Leave a Comment
The loyalty program for Marriott Hotels (which recently bought Starwood) is running a promotion for new members. If you enroll in Marriott Rewards through this link, you will earn 1,000 bonus miles from one of the airlines below, as well as double … [Read the rest]
Free Digital HD Movie: A Stork’s Journey
Posted on June 1, 2017 // Leave a Comment
Looking for some free family-friendly entertainment? The new movie A Stork's Journey is currently free to redeem on Google Play (digital HD version). You can stream it to your computer, smartphone, or TV box. Limited offer from June 1 to June … [Read the rest]
Work + Skill + Luck + Risk = Big Success
Posted on May 29, 2017 // 8 Comments
A new book called Barking Up the Wrong Tree by Eric Barker promises to reveal surprising facts about what really determines success. The publicity tour has generated several articles about how high school valedictorians are less successful than you … [Read the rest]
Prescription Check App by Warby Parker: Extend Your Eye Prescription For Free
Posted on May 24, 2017 // 3 Comments
Warby Parker sells prescription eyeglasses and sunglasses, primarily online at prices lower than traditional retail optical stores (starts at $95). They can send you frames to try on at home, or you can upload a picture of yourself and "try on" … [Read the rest]
Free Return Shipping When Paying with PayPal (Activation Required)
Posted on May 24, 2017 // 7 Comments
If you shop online at websites like eBay, Walmart, and Home Depot where PayPal is an option for payment, consider that PayPal will reimburse your shipping costs if you buy using PayPal and end up having to make a return. You must first activate … [Read the rest]
Real-World Example of Why High-Cost Index Funds Are The Worst
Posted on May 22, 2017 // 4 Comments
Here's another reminder that in the world of investing, having low costs is more important than owning "passive" index funds. Why? The simplest argument is that index funds can have high expense ratios. Anyone can open an account at Vanguard, … [Read the rest]
Real-World Example of Sequence of Returns Risk
Posted on May 21, 2017 // 2 Comments
The standard investment advice is the older you get, the more bonds you should hold in your portfolio. There are various rules of thumb like "Age in Bonds" or "Age minus 20 in Bonds", and so on. On the other hand, stocks have higher historical … [Read the rest]
Shoe Dog by Nike Founder Phil Knight: A Great Audiobook
Posted on May 18, 2017 // 2 Comments
As a kid in the late 1980s, I admit that I yearned for a pair of Nike Air shoes. I'd doodle shoes with that AIR logo and visible air pocket. I still remember the day I finally got a pair. They were an ugly blue-suede color from the bottom of … [Read the rest]
Frugal Entrepreneur Earns $5,600 a Month Farming Other People’s Yards
Posted on May 17, 2017 // 3 Comments
https://www.youtube.com/watch?v=53ARF_Ku3GU Here's a cool story at the intersection of entrepreneurship, frugal living, and sustainable farming. Jim Kovaleski is a one-man farm, growing produce and selling it at local farmers markets, earning … [Read the rest]
Coffin Homes: Living in Tiny Spaces As a Last Resort
Posted on May 17, 2017 // 1 Comment
The Atlantic has a photojournalism article The 'Coffin Homes' of Hong Kong which startled me and challenged my idea of a "tiny" living spaces. The size reminded me of capsule hotels in Japan, except these are in much worse condition and are … [Read the rest]
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