When you sell your shares of stocks/ETFs/mutual funds in a taxable brokerage account, your broker will also record the specific shares and the original value at purchase (cost basis) at which you bought them. Even if you don't expect to sell your … [Read the rest]
For those that are newer members of the US Bank checking/savings/credit card/brokerage ecosystem, most likely for the up to 4% cash back rewards from their Smartly credit card (current terms for new applicants are poor, but the grandfathered terms … [Read the rest]
Here's my monthly survey of the best interest rates on cash as of May 2025, roughly sorted from shortest to longest maturities. Banks love taking advantage of our idle cash, and you can often earning more money while keeping the same level of safety … [Read the rest]
Apple has settled a class-action lawsuit that their voice-activated Siri assistant violated users' privacy by recording conversations and sending them to third-party contractors. Eligibility includes those that "owned or purchased a Siri-enabled … [Read the rest]
New crypto exchange WisdomTree Prime is offer a $100 bonus in crypto after the following: Open a new WisdomTree Prime account. Deposit $1,000 into your account and maintain an average balance of $1,000 — based on deposits and withdrawals — … [Read the rest]
Update: Bonus now $50. Crypto exchange Gemini has upped their referral offer for a limited-time to a $50 bonus in crypto after you open a new account and trade $100. You should see the info on the link landing page. Above is a screenshot from … [Read the rest]
If you are looking at mortgages and figure that the market must be competitive and that all lenders should offer similar interest rates, then you should check out this Axios article and Tomo Mortgage whitepaper "The Truth about Mortgages" (via … [Read the rest]
The card_name is a premium travel rewards card with a flat 2 Miles per dollar on all purchases. 75,000 miles can be redeemed as a $750 credit towards any travel purchase made with the card (any airline website, any hotel website, AirBNB stays, … [Read the rest]
The 2025 Berkshire Hathaway Annual Shareholder Meeting occurred on May 3rd, 2025, and you've probably already heard the big news: Warren Buffett will step down as the CEO at the end of the year, to be replaced by Greg Abel (recent Fortune profile). … [Read the rest]
One of the lessons from the 2025 Berkshire Hathaway Annual Meeting was that you never know where your next investment idea will come from, so you should “turn every page”. For example, I like to read the entire transcript of the Q&A session (thanks … [Read the rest]
Update: Savings I Bonds bought from May 1, 2025 through October 31, 2025 will have a fixed rate of 1.10% and inflation rate of 2.88%, for a total composite rate of 3.98% for the first 6 months. Compare the total rate with the current short-term … [Read the rest]
I'm trying (and failing) to keep up with AI developments, but inside this interview with AI pioneer Geoffrey Hinton (Wikipedia names him the Godfather of AI) was an interesting tidbit that relates to personal finance. Here is an excerpt from a … [Read the rest]
The Best Credit Card Bonus Offers – 2025
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - 2025
Free Credit Scores x 3 + Free Credit Monitoring
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Big List of Free Consumer Data Reports (Credit, Rent, Work)