The Tax Cuts and Jobs Act (TCJA) changed up the personal income tax brackets, exemptions, and deductions. Here is an updated graphical breakdown of a simple scenario for a married filing joint couple with 1 dependent in Tax Year 2018. I'll also … [Read the rest]
The power of mindset was popularized by psychology professor Carol Dweck in her book Mindset: The New Psychology of Success and others including the bestseller Grit: The Power of Passion and Perseverance. The fixed mindset believes that success is … [Read the rest]
Here's a big Auto Parts Class Action lawsuit with over $1 billion in total settlements across many different suppliers. The lawsuit claims that multiple auto parts manufacturers conspired together to keep their prices high ("price-fixing"). This … [Read the rest]
T. Rowe Price has a brochure The Benefit of Saving Regularly For Retirement [pdf] which has the common advice that you target saving at least 15% of your gross income each year to prepare for retirement. Of course, the earlier you start, the … [Read the rest]
Updated. The NY Times The Secret Price of Pets was rather eye-opening. We definitely spent a lot of money near the end of our last dog's life, but Neuticles? Cosmetic surgery? Meanwhile, the cost of flea medication has dropped for us from $10 a … [Read the rest]
Vanguard made a splash last week when it announced that it will offer commission-free trades on all ETFs in it brokerage accounts. Vanguard ETFs had been free to trade already. Starting in August, they will add nearly 1,800 ETFs from competitors … [Read the rest]
The Barclays Arrival® Premier World Elite Mastercard® is no longer available. … [Read the rest]
Here is my monthly roundup of the best safe rates available, roughly sorted from shortest to longest maturities. Check out my Ultimate Rate-Chaser Calculator to get an idea of how much additional interest you'd earn if you are moving money between … [Read the rest]
Update October 2018. Here is a new promotion link with an extended expiration date and an extra $100 on top of the previous bonus. The requirements are nearly identical to before, but now you can get $300 for Total Checking + $20 for Savings + $100 … [Read the rest]
Every time a large corporation stumbles, you will see something along these lines: Having Too Much Employer Stock in Your 401(k) Is Dangerous. That doesn't prevent it from being solid advice. The best advice bears repeating. Why? If your … [Read the rest]
Amazon Prime members are now able to get an additional 10% off on "hundreds" of Whole Foods sale items at locations nationwide. Look for the yellow sign below. They had been rolling this out gradually, but it is now nationwide as of 6/27/18. … [Read the rest]
I don't have any clever observations to share along with it, but the WSJ Daily Shot shared an interesting breakdown of the US housing market. Occupied or Vacant, Owned or Rented, Mortgage or Not, Negative Equity or Not, Foreclosure or Not, and so … [Read the rest]
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