Like many others, I had a vague goal of $1 million net worth in my 20s. It's easy to find a theoretical path a million. For example, $750 per month earning 8% returns for 30 years with get you there. Doing the actual earning, saving and … [Read the rest]
If your password manager of choice is Lastpass, right now HumbleBundle is selling a 12-month subscription of LastPass Premium for $6. (You do have a password manager, right?) This works out to $0.50 a month as opposed to the regular price of … [Read the rest]
Here's my quarterly portfolio update for Q2 2018. These are my real-world holdings and includes 401k/403b/IRAs and taxable brokerage accounts but excludes our house, cash reserves, and a few side investments. The goal of this portfolio is to … [Read the rest]
Harry Potter fans will remember boggarts, shape-shifters that take on the form of the viewer's greatest fear. This will be different for everyone - perhaps snakes or public speaking. If you're reading this site, you might relate to Newt … [Read the rest]
The Citi® / AAdvantage® Executive World Elite Mastercard® is the premium American Airlines co-branded card that includes Admirals Club lounge access and the ability to earn Elite Qualifying Miles if you spend enough on the card. Here are the full … [Read the rest]
Vanguard recently released How America Saves 2018 report [PDF], which looks at the nearly 5 million 401k, 403b, and other defined-contribution retirement plans that they service. If you are curious about how your 401k stats compare with others, … [Read the rest]
I can't recall the exact source or quote, but I read something along the lines of this in a forum recently: We don't really want to hear other people's opinions. We want to hear our own opinions out of other people's mouths. In other words, … [Read the rest]
The Tax Cuts and Jobs Act (TCJA) changed up the personal income tax brackets, exemptions, and deductions. Here is an updated graphical breakdown of a simple scenario for a married filing joint couple with no children in Tax Year 2018. I'll also … [Read the rest]
A few more hours... Amazon Prime Day 2018 is here. I'll try to keep this post updated with the most recent offers (and remove the expired ones). There are usually many opportunities to save some money without buying stuff you don't need (and thus … [Read the rest]
The Tax Cuts and Jobs Act (TCJA) changed up the personal income tax brackets, exemptions, and deductions. Here is an updated graphical breakdown of a simple scenario for a single filer with no dependents in Tax Year 2018. I'll try to illustrate … [Read the rest]
Expired: This offer is no longer available. Target is offering a mobile coupon for $20 off a $50+ purchase. Simply text LKWKGK to TARGET (827438) and a special link and promo code will be texted back to you. Coupon will expire 10/31/18. Valid … [Read the rest]
The Tax Cuts and Jobs Act (TCJA) changed up the personal income tax brackets, exemptions, and deductions. Here is an updated graphical breakdown of a simple scenario for a married filing joint couple with 1 dependent in Tax Year 2018. I'll also … [Read the rest]
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