Here's my monthly roundup of the best interest rates on cash, roughly sorted from shortest to longest maturities. Check out my Ultimate Rate-Chaser Calculator to get an idea of how much extra interest you'd earn if you are moving money between … [Read the rest]
The Quest of the Simple Life: Escaping The Work Grind in 1907 vs. Today
Posted on September 30, 2018 // 11 Comments
The Quest of the Simple Life by William J. Dawson was published over 100 years ago; it's so old that the copyright has expired, making the book public domain (and thus available as a free Kindle download). Yet, other than the old-fashioned writing … [Read the rest]
Infographic: Average Auto Insurance Premiums For All 50 States
Posted on September 26, 2018 // 15 Comments
Here's another interesting 50-state infographic compiled by HowMuch.net about The Real Difference Between Minimum and Full Coverage Car Insurance. It shows the average annual cost of auto insurance for both the minimum level required by law … [Read the rest]
Does Robinhood Brokerage Make Money in Shady or Questionable Ways?
Posted on September 25, 2018 // 2 Comments
Robinhood has gotten a lot of buzz as the smartphone app that offers free stock trades. From the very beginning, the most common question was "How Will They Make Money?" Here's what Robinhood says in their Help Center: Robinhood Financial … [Read the rest]
Beware Fintech Making High-Interest Debt Easier Than Ever
Posted on September 24, 2018 // Leave a Comment
Fintech (financial technology) is supposed to make our lives better. You'll hear how they want to nudge us to save more, invest better, spread risk, and lower costs. But if you look a little deeper, another thing many want to make easier is debt. … [Read the rest]
Amazon Key In-Car Delivery: Free $10 Amazon Gift Card
Posted on September 20, 2018 // 3 Comments
Amazon wants to deliver packages directly into the trunk of your car. If you are an Amazon Prime member with a 2015 model year or newer Chevrolet, Buick, GMC, Cadillac, and Volvo vehicle, get a $10 Amazon Gift Card after your first Amazon Key In-Car … [Read the rest]
Amex EveryDay® Credit Card: 10,000 Point Referral Offer, 0% APR on Purchases for 15 Months
Posted on September 19, 2018 // 9 Comments
The Amex EveryDay® Credit Card is a great way to earn American Express Membership Rewards points with no annual fee. Right now, there is also a welcome bonus and no balance transfer fee offer for new cardholders. Here are the highlights: … [Read the rest]
Kindle E-Readers: Prime Sale + American Express Discount = $9.99 Kindle?
Posted on September 19, 2018 // 6 Comments
Amazon is having two separate promotions on Kindle e-Readers that can stack together to result in a $10 Kindle. This was a great opportunity to upgrade from my ancient 2nd generation Kindle. First, all Amazon Prime members have the special Kindle … [Read the rest]
P/E Ratios Don’t Predict Anything Over The Next Couple of Years
Posted on September 18, 2018 // 2 Comments
Here are some charts from a Credit Suisse research report that you should keep in mind when reading articles about high valuations and future returns. I first saw the highlighting done by WSJ Daily Shot, but I can't find the post anymore. Here … [Read the rest]
Big Picture: Is Compounding Growth Working For or Against You?
Posted on September 17, 2018 // 11 Comments
I'm a finance geek and like to dig around in the details like asset allocation or tax strategies. However, sometimes I read some news that reminds me to step back and look at the big picture. Half of all Americans don't own any stocks at all. … [Read the rest]
Big List of Ways To Protect Your Identity: Free Credit Monitoring, Free Credit Locks, and Free Credit Freezes
Posted on September 16, 2018 // 24 Comments
Updated. After the Equifax hack and many subsequent hacks that affected so many Americans, there is renewed interest in the various ways you can monitor and/or protect your credit report. Below is a summary of the options available. Free credit … [Read the rest]
How To Compare Treasury Bill Rates to Bank Account APY
Posted on September 14, 2018 // 6 Comments
With T-Bill rates now around 2%, here's another topic that is getting some interest for the first time in many years. Individual investors can buy short-term Treasury Bills (4, 13, 26, and 52 weeks) via non-competitive bid at either … [Read the rest]
The Best Credit Card Bonus Offers – 2025
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - 2025
Free Credit Scores x 3 + Free Credit Monitoring
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Big List of Free Consumer Data Reports (Credit, Rent, Work)