My Money Blog

My Money Blog Portfolio Income and Withdrawal Rate – March 2019 (Q1)

Posted on March 20, 2019 // 13 Comments

One of the biggest problems in retirement planning is turning a pile of money into a reliable stream of income. I have read hundreds of articles about this topic, and I have not yet found a perfect solution to this problem. Everything has pros … [Read the rest]

TD Ameritrade Commission-Free ETF List = All of Them! October 2019

Posted on March 19, 2019 // 13 Comments

Updated October 2019. TD Ameritrade has announced $0 commissions on online stock, ETF and option trades. Applies to U.S. exchange-listed stocks, ETFs, and options. A $0.65 per contract fee applies for options trades, with no exercise or assignment … [Read the rest]

My Money Blog Portfolio Asset Allocation and Performance, March 2019 (Q1)

Posted on March 17, 2019 // 9 Comments

Here's my quarterly portfolio update for Q1 2019. Most of my dividends arrive on a quarterly basis, and this helps me decided where to reinvest them. These are my real-world holdings, including 401k/403b/IRAs and taxable brokerage accounts but … [Read the rest]

Sprint Free Year of Unlimited Data Promo Expired: Now $25/Month Kickstart With No Expiration

Posted on March 14, 2019 // 58 Comments

Update: Sprint has replaced this offer with their Sprint Kickstart plan, which offers unlimited talk, text, and unlimited data for $25/month and does NOT go up in price after the first year. You also don't have to port-in from a postpaid carrier - … [Read the rest]

Domino’s App: 10 Points Free Per Week = Eventual Free Pizza

Posted on March 14, 2019 // Leave a Comment

I find it interesting how Domino's Pizza rescued themselves from oblivion by (1) improving the taste of their pizzas so they don't remind you of cardboard and (2) fully embracing mobile (lazy) ordering. Their smartphone app lets you apply coupons … [Read the rest]

Amazon Prime Reading: Free $3 Amazon Credit w/ First Book

Posted on March 14, 2019 // 11 Comments

Amazon Prime reading has been around since 2016, offering "unlimited reading" from a rotating selection of books, magazines, and comics - all free for Amazon Prime subscribers. Right now Amazon is offering a free $3 Amazon credit when you borrow … [Read the rest]

Forced Retirement: The Time to Prepare is Now

Posted on March 13, 2019 // 4 Comments

Here's a random thing that happened after becoming financially independent. When I caught this opening scene of people getting fired from the movie "Up in the Air" on TV, I felt sympathy but I remember it used to give me stress and anxiety. … [Read the rest]

Charlie Munger CNBC Interview 2019 Full Video, Full Transcript, and Notes

Posted on March 12, 2019 // Leave a Comment

Here's another Charles T. Munger interview (last one for a while, I promise!) for those of you that share a peculiar fondness for hearing someone encourage rationality, patience, and self-discipline. After the Daily Journal 2019 annual meeting, … [Read the rest]

Charlie Munger Daily Journal Annual Meeting 2019 Full Video, Full Transcript, and Notes

Posted on March 11, 2019 // 1 Comment

If you like hearing Warren Buffett and Charlie Munger talk at the Berkshire Hathaway (BRK) annual meeting, you should also watch or listen to Charlie Munger at the Daily Journal (DJCO) annual meeting. DJCO is his personal pet project, and I feel … [Read the rest]

Marcus Bank $100 Bonus: Both New and Existing Customers

Posted on March 10, 2019 // 6 Comments

Update: This offer has expired. I'm never really sure what to call it, but Marcus (formerly Goldman Sachs Bank) is offering a $100 bonus if you deposit $10,000+ in new funds into their online savings account within 10 days of enrollment at this … [Read the rest]

Warren Buffett CNBC Interview 2019 Full Video, Full Transcript, and Notes

Posted on March 7, 2019 // Leave a Comment

I'm one of the many folks who like to keep up with Warren Buffett content to see if there is any wisdom to be gained. After the release of the 2019 Berkshire Hathaway shareholder letter, Buffett did a 2-hour interview with Becky Quick of CNBC. … [Read the rest]

Free Morningstar Premium Mutual Fund Reports via Public Library Card

Posted on March 6, 2019 // 16 Comments

Updated 2019. Let's say you are a DIY investor and doing some research on some mutual funds. You decide to learn more about the Vanguard Intermediate-Term Tax-Exempt Fund. You pull up the Morningstar quote pages (ticker VWITX and VWIUX) and find … [Read the rest]