One of the biggest problems in retirement planning is making sure a pile of money lasts throughout your retirement. I have read hundreds of articles about this topic, and there is no single solution. My imperfect (!) solution is to first build a … [Read the rest]
Here's my portfolio update for the third quarter of 2019. Most of my dividends arrive on a quarterly basis, and this helps me determine where to reinvest them. These are my real-world holdings, including 401k/403b/IRAs, taxable brokerage accounts, … [Read the rest]
NY Times Magazine has an interesting longread What College Admissions Offices Really Want by Paul Tough, adapted from his new book The Years That Matter Most: How College Makes or Breaks Us. Angel Pérez and Trinity College allowed an inside look at … [Read the rest]
If you're like me, you take advantage of all the free WiFi you can get to avoid having to pay too much for a big cellular data plan. Coffee shops, airports, libraries, hotels, conference centers, etc. The problem is that (as Mozilla puts it) if a … [Read the rest]
The financial prediction industry is simply mind-boggling to me. There is zero long-term memory or accountability. You can make all the predictions you want about the stock market, gold prices, and interest rates, and nobody remembers your bad … [Read the rest]
Home ownership continues to be a goal for many people, but downpayment requirements also keep rising with housing prices. I previously posted about Unison, which offers downpayment assistance in exchange for a percentage of any future upside (or … [Read the rest]
If you like things old-school and still follow blogs and news sites using RSS feeds, you may be interested to know that the NetNewsWire RSS reader name has gone back to its original creator and there is a new version now available as a free, open … [Read the rest]
Our World in Data has a very in-depth page on Causes of Death from around the world. Then they asked: Does the news reflect what we die from? What if they compared what we read in the news and the raw data? Here is a chart that compares actual … [Read the rest]
Got an old car seat that you don't use anymore? Need a bigger one? Both Walmart and Target are running car seat trade-in events this month in celebration of National Baby Safety Month. This is a good option for those with expired car seats (they … [Read the rest]
Here's my monthly roundup of the best interest rates on cash for September 2019, roughly sorted from shortest to longest maturities. I track these rates because I keep a full 12 months of expenses as a cash cushion and also invest in longer-term … [Read the rest]
I hope that everyone had a boring Labor Day weekend! I say that because boredom is a magical thing, especially when left untreated with a computer/TV/smartphone screen. I had a lovely quiet afternoon where I sorted out a big box of old … [Read the rest]
Updated + United Airlines miles no longer expire. I don't fly as much anymore, and part of my routine to keep my various miles from expiring is to use dining rewards programs that give me miles for eating at participating restaurants. You link … [Read the rest]
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