My Money Blog

Presidential Bank to Offer External Funds Transfer

Posted on August 11, 2006 // 5 Comments

In my most recent Presidential Bank statement, it proclaimed: Comings Soon! FUNDS TRANSFER SERVICES Use PC Banking to transfer funds to/from your Presidential accounts to/from accounts at other financial institutions. No specific dates or info … [Read the rest]

Setup And Management of 0% APR Balance Transfers

Posted on August 11, 2006 // 50 Comments

[This is Part 4 of an ongoing series about how to make money from 0% APR balance transfers.] So now you have the money and are ready to earn some interest. How do I set this up so I don't spent all day on it? Overall, It's Easy Seriously, when … [Read the rest]

Wonkiest New Security Feature Yet

Posted on August 10, 2006 // 26 Comments

I logged into my TreasuryDirect account today, and what do I see? … [Read the rest]

Scottrade Says To Stop Sending Them Customers

Posted on August 10, 2006 // 18 Comments

I got a call today from Scottrade that they want me to stop referring customers to them via this blog, as part of their Scottrade referral program. I didn't have time to ask them exactly why since I was busy, but after hanging up I got to thinking - … [Read the rest]

EverBank FreeNet Checking: Intro 1.10% APY + $50 To Leave

Posted on August 10, 2006 // 29 Comments

Multiple people have now contacted me about how the Everbank FreeNet Checking Account offers a good high-interest checking account with a lot of great features. I admit that I didn't know much about them because their regular interest rates … [Read the rest]

Application Tips and Getting Cash From 0% Balance Transfers

Posted on August 10, 2006 // 88 Comments

[This is Part 3 of an ongoing series about how to make money from 0% APR balance transfers.] Before I start, someone said that it's too easy with Citibank, and can I do an example with another issuer. Sure. Let's run through it with the Discover … [Read the rest]

Would You Move To The Boonies For More Money?

Posted on August 9, 2006 // 54 Comments

Interesting opportunity just came up today. If you were offered the chance to work somewhere undesireable (at least to you), but were offered a significant raise to move there, would you? As for details, this would be a rural area in the Midwest, … [Read the rest]

Scouting For 0% Balance Transfer Offers

Posted on August 8, 2006 // 48 Comments

[This is Part 2 of an ongoing series about how to make money from 0% APR balance transfers.] Now that you've read my introduction and warnings about 0% balance transfer offers, let's try to find some suitable deals. First, some definitions: A … [Read the rest]

Carnival of Investing

Posted on August 8, 2006 // Leave a Comment

This week's Carnival of Investing is up at My Money Forest. I like that he picked some of his favorites. For more information on participating and the hosting schedule, please check out the main Carnival of Investing page. I've been slacking on … [Read the rest]

How Much Of Your Salary Should You Save For Retirement?

Posted on August 7, 2006 // 25 Comments

This is a difficult question to ask, but this paper I ran across entitled 'Savings Rates and "Economic Security" in Retirement' tries to take a stab at it. Here is the abstract: Some simple number crunching using historical market return data for … [Read the rest]

Introduction and Warnings About 0% Balance Transfer Offers

Posted on August 7, 2006 // 44 Comments

[This is Part 1 of an ongoing series. I am going to break it up into several smaller segments due to time constraints, and keep track of them in this index of posts.] Most likely you have seen these offers shower your mailboxes, credit card … [Read the rest]

0% APR Balance Transfers Index Page

Posted on August 6, 2006 // Leave a Comment

I apologize for not following up with a nice big page on the 0% balance transfer game after asking for requests. I've gotten almost 100 questions and just haven't had time to organize my thoughts while trying to upgrade this site. It is definitely … [Read the rest]