KeyBank is once again offering a free iPod Nano for opening a checking account and making either two direct deposits or automated payments of $100 or more. Last time around, online ACH transfers from another bank worked fine as a direct deposit, … [Read the rest]
How Often Should I Rebalance My Investment Portfolio? A Brief Article Review
I feel like my last post about rebalancing wasn't as thorough as I'd have liked it to be, so here I go again, adding some quick definitions and including a review of several research articles about the subject. What is Rebalancing? Let say you … [Read the rest]
A Glimpse Into My Side Business Wanderings: Simple Websites
Sometimes I am truly amazed by the internet. I can get an idea on a Friday night while talking with friends, go home, buy a domain name, create a website, upload it to a server, and have it live to the entire world before morning. I don't need to … [Read the rest]
Note To Self: Rebalance Your Portfolio!
It's been over a year since I came up with my current asset allocation mix, and I should really rebalance my current portfolio to match those percentages again. It really should only take a few minutes of spreadsheet math and some clicking online, … [Read the rest]
401k/403b Rollovers: Should You Move Your Old Retirement Plan To Your New Employer?
Let's continue with the 401k/403b Rollover discussion. Previously, I explored some possible reasons to keep your old employer's plan. The next option to consider (if only briefly) is to transfer your 401k/403b assets into your new employer's … [Read the rest]
Hedge Funds: Too Sexy For My Money
You have probably heard of hedge funds, which are investment funds somewhat similar to mutual funds in they pool together money from different investors, but with the very important difference that they have virtually no limitations on what they can … [Read the rest]
Updates on the American Express Gold Card 25,000 Mile Bonus Offer

Update: The below promotion is now expired. The New Business Gold Rewards Card® from American Express OPEN now offers 3X points on airfare, 2X points on advertising, gas, and shipping and 1X point on everything else. The annual fee for this card is … [Read the rest]
Updated About Me, Net Worth, and Advertising Pages
I have been neglecting some of the supporting pages on this blog, so I spent some time tonight freshening them up: Updated my About Me page to include more current and descriptive information. Simplified the site's Advertising options, and … [Read the rest]
SunRocket VoIP Phone Meltdown: What Next?
I have received several messages and comments this morning about how SunRocket has quietly shut down, with them no longer taking new customers or answering their phones (outside sources: NY Times and DSLReports), as I am have previously been a happy … [Read the rest]
401k/403b Rollovers: Reasons To Stay Put With Your Old Employer’s Plan
One of the most common questions I get from people when they find out that I like personal finance is "What should I do with my 401k/403b/457 plan from my old job?" My own 401k rollover decision process was one of my first blogging topics. I … [Read the rest]
Will Income and Social Security Taxes Go Up Or Down In The Future? A Look Back
Everybody says up, right? While I can't predict the future, I thought it would be interesting to see what the historical tax rates were for different income groups. Here is some data taken from the Congressional Budget Office about historical … [Read the rest]
Life Updates: Moving, New Jobs, New Housing, And Clutter
Whew! I've slept in seven different beds so far in the last two weeks, not including airport lounges. How about some updates? The Big Move. Sadly, we no longer in Oregon. We are leaving a great city, great food (tachos and microbrews!) and even … [Read the rest]
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