The Holiday SeasonTM seems to start earlier every year. Discover Card has already announced their 2007 Holiday Mall Promotion, which essentially give you $20 back for every $200 that you spend at limited mall locations: Head to one of over 160 … [Read the rest]
In Part 1 of this series, I talked about basing investing decisions on what I feel is most likely to persist in the future. This is another "big picture" post. We invest our money because we want to do something besides just sit there. We want … [Read the rest]
I am starting a new series of posts that describes how I will reconstruct my current investment portfolio from scratch, from general theory to the actual purchasing of specific mutual funds. Here I want to reiterate the point of this blog - This is … [Read the rest]
A mortgage broker I was introduced to recently just sent me this article on 10 Great Reasons to Carry a Big, Long Mortgage by Ric Edelman. Apparently Mr. Edelman is the expert to be quoted on this subject, as I've heard his name associated with this … [Read the rest]
Here are some good potential bonuses for new customers: Bank of America is offering a $100 bonus for opening a new personal checking account with them. Not available to existing checking account holders. To receive your $100, apply online or … [Read the rest]
Here's an observation that may not be true in all areas, but one that I've seen consistently. When a home is for sale, there seems to be two schools of thought: Price it high, and hold out for a sucker Here the idea is that all you really need … [Read the rest]
Did you know that 58% of people have FICO scores over 700? Here is the distribution, taken from myFICO.com: Although one's credit score is only one of the criteria for getting the lowest rate on a mortgage, and every lender has their own unique … [Read the rest]
If you jumped on the old TextPayMe $5 bonus (now expired), you may be interested in the new TextPayMe $5 bonus. Apparently they decided to chuck out the old system completely when they created their new system linked with Amazon Payments (kind of … [Read the rest]
Let's talk about maximizing returns instead of minimizing now. In Warren Buffett's Gotrocks story, he explains how involving too many fee-charging people and trading commissions in your investments can only reduce the overall return for everybody. … [Read the rest]
Shortly after my last Prosper review update, I decided that I should go ahead an sign up for my own Prosper account in order to (1) be able to provide a better review and (2) try to perhaps find an algorithm that works. While making a few more … [Read the rest]
There is a fun TV show in the U.K. called The Real Hustle, which shows various scams and hustles. One useful area is proposition bets - Primarily done in bar scenarios, the goal is to score some free drinks. I believe I first heard of these over … [Read the rest]
I ran across this article Best credit cards for college kids on CNN Money. I found it interesting that 75% of all college students have a credit card, when I see so much media attention to how credit card companies target students. Seems like … [Read the rest]
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