PineCone Research remains one of the better paying and reliable survey companies, with a payout of $3 for each 15-20 minute survey. The hardest part is signing up - I just ran across a banner ad for a signup link at Pinecone. (It won't last … [Read the rest]
Renting A Room To A Relative: Setting A Price, Tax Issues
Posted on April 6, 2008 // 79 Comments
We are considering renting a room to one of our siblings temporarily. She's moving out here for a new job, and since we live in an pricey area living with us will offer her a way to save up some money. On our side, we are two people with four … [Read the rest]
Free Accidental Death & Dismemberment Insurance… Yay?
Posted on April 4, 2008 // 30 Comments
I've been noticing that multiple banks like Washington Mutual, Bank of America, and other banks have been offering me "free" Accidental Death & Dismemberment (AD&D) Insurance. Usually I get around $1,000 to $3,000 of complimentary coverage, just … [Read the rest]
Save For Specific Goals With Your Own Online Piggy Bank
Posted on April 3, 2008 // 41 Comments
You may be expecting a review of the new online service SmartyPig. Well, that review is in-progress, but while doing my research I was reminded of an alternate way to create your own online "piggy bank". Remember how you'd actually have to save your … [Read the rest]
Daydreaming: How Can I Retire In 10 Years?
Posted on April 2, 2008 // 55 Comments
After months of being stuck in the day-to-day issues of buying a house, moving, and work, I spent a lot of time today... daydreaming! Mainly because I am getting tired of only having 2-3 weeks of vacation per year, I went back to thinking about how … [Read the rest]
April 2008 Financial Status / Net Worth Update
Posted on April 1, 2008 // 28 Comments
About My Credit Card Debt If you're a new reader, let me first explain my high levels of credit card debt. I'm actually taking money from 0% APR balance transfer offers and instead of spending it, I am placing it in high-yield savings accounts that … [Read the rest]
Outsourcing Tasks That Cost Less Than Your Hourly Wage
Posted on March 31, 2008 // 36 Comments
A popular theory states that something is not worth doing if it makes you less that your hourly wage. For example, if you make $30 an hour and you can hire someone to mow your lawn for $20 an hour, you should go ahead and pay for the service. As … [Read the rest]
Free Ink Refill at Walgreens, $100 Bonus at KeyBank
Posted on March 30, 2008 // 9 Comments
Walgreens is having a promotion on will refill one of your ink cartridges for free on April 2nd (April 7th in Hawaii). Just look in their 3/20 Sunday ad or print out this online coupon. It usually costs $10 for black & white, $15 for color. Here … [Read the rest]
Links: Minimalism, Ad Vaccines, Roth 401k, and More
Posted on March 30, 2008 // 5 Comments
More articles from other bloggers: Jacob of Early Retirement Extreme explores his minimalist inspirations. I just watched the move Into the Wild this weekend, about a new college grad who abandons his possessions, gives his entire $24,000 … [Read the rest]
Prosper P2P Lending Update #2: Scary Graph and Stats
Posted on March 29, 2008 // 31 Comments
I was trying to run some more recent numbers to update my most recent concerns regarding person-to-person loans at Prosper.com. Essentially I was wondering if the loan performance would continually get worse over time. I was curious because it's one … [Read the rest]
How Many Points Should I Pay On My Mortgage? Do You Like To Gamble?
Posted on March 28, 2008 // 23 Comments
When you look at price quotes on mortgages, you should always note both the rate and the points. A discount point is one percent of your loan. So paying 1 point on a $200,000 mortgage costs $2,000. Usually this is paid upfront as part of your … [Read the rest]
Am I A Boring Investor Or What?!
Posted on March 27, 2008 // 27 Comments
Yesterday I was asked by a foreign news publication some questions about my reactions to the current financial problems in the US markets. As I wrote my responses, I thought to myself "this is so boring that there is no way that it will be … [Read the rest]
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