There's always the weekly garage sales to dig through, but if you are after some higher quality furniture, antiques, or collectibles, this Money magazine article about estate sales suggests another option. Estate sales are similar to garage sales, … [Read the rest]
I Suppose I Should Buy Life Insurance Now…
Posted on May 22, 2008 // 34 Comments
Up until now, there are two reasons I don't have any privately-bought life insurance. For one, as I've mentioned nobody is actually dependent on my income. Wife is doing fine, don't have any kids yet. We also have 1x annual salary's worth of … [Read the rest]
Useful Information From Your Social Security Statement
Posted on May 21, 2008 // 26 Comments
I recently received a nice greenish pamphlet from the government, my Social Security Statement! I thought it would tell me how much to expect from them in retirement... instead it just says is that I haven't accumulated enough work credits to get … [Read the rest]
Ask The Readers: Wedding Gifts – How Do You Decide How Much To Give?
Posted on May 20, 2008 // 50 Comments
It's wedding season again, and we have a variety of weddings coming up from a mix of close friends, not-so-close friends, relatives, and co-workers. This is probably not polite conversation, but hey, I'm all about discussing otherwise taboo … [Read the rest]
Poll: Two Housing Petitions, What Is Your View?
Posted on May 18, 2008 // 29 Comments
I couldn't help but notice that two mortgage crisis petitions that people have sent me info about recently are pretty much in direct opposition of each other. Of course, both claim to represent the average middle-class citizen. No … [Read the rest]
Small Rewards Programs For Grocery Shopping
Posted on May 17, 2008 // 13 Comments
GroceryMiles If you shop at Safeway or one of their partner stores Dominick's, Vons, Pavilions, or Genuardis, you can get 125 United Airlines Mileage Plus miles per $250 spent. I've probably earned thousands of miles over the last few years. You … [Read the rest]
How’s The Housing Market In Your Neighborhood?
Posted on May 16, 2008 // 19 Comments
The slowdown continues in my neck of the woods - a recent house that had been stubbornly overpriced for over a year on my street (we actually made a verbal offer, but the seller wouldn't budge) finally sold for over $120,000 less than its initial … [Read the rest]
$100 Bonus + 0% APR for 12 Months For Discover Business Card
Posted on May 15, 2008 // 11 Comments
The new promotion from the Discover Business Card has some nice features... First, you can earn a $100 Cashback Bonus when you make $1000 in purchases within 3 months after your account is opened. You can get 5% back on office supplies, 2% on gas, up … [Read the rest]
Millionaire By Thirty: When Things Seem Too Good To Be True…
Posted on May 15, 2008 // 29 Comments
The overall moral of this book review is that even though a book finds a publisher, it doesn't mean the advice is accurate or applicable to you. The book Millionaire by Thirty: The Quickest Path to Early Financial Independence by Doug Andrews & … [Read the rest]
Free 100 Citi ThankYou Network Points
Posted on May 13, 2008 // 50 Comments
Yes, it's only worth about $1 to most people, but I'd bend over to pick up a dollar bill. :) Visit this link, log in, and then type in "CITICCI508IN" as the promotional code. Worked for me, but may not last long. I'm now 100 points closer to the … [Read the rest]
Hypermiling: Optimize Your Driving For 30%+ Higher Fuel Economy
Posted on May 13, 2008 // 65 Comments
In my post on hedging gas prices, reader J.P. introduced a concept that I had never heard of before - hypermiling. Essentially, there are a group of people out there so serious about improving their fuel economy that they are swapping data and … [Read the rest]
Save $0.20/gallon Using Gas Rebate Credit Cards
Posted on May 12, 2008 // 40 Comments
I think the two most effective ways for most people to reduce gas costs is to simply (1) consciously attempt to drive less and (2) use a credit card that offer rebates on gas purchases. Getting 5% back is like saving nearly 20 cents per gallon (more … [Read the rest]
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