Vacation is over, bring on 2009! Time for a quick look back. Instead of accounting for all my various cashflows, I decided to first review how the individual mutual funds in my investment portfolio did during 2008. (Data taken from Morningstar.) … [Read the rest]
WTDirect and MyCorporation Promos Ending
Posted on December 30, 2008 // 7 Comments
Few more quick reminders: The WTDirect $250 Winter Bonus offer ends 12/31. The MyCorporation Free Corporation/LLC Filing Service offer ends 12/31 has been extended to January 2009. The California 529 $50 Gift Card offer ends 12/31. … [Read the rest]
Tax-Loss Harvesting For Buy & Hold Mutual Funds and ETFs
Posted on December 30, 2008 // 11 Comments
Always the procrastinator, I finally sold some shares of my punished mutual funds and ETFs in order to do some tax-loss harvesting. There are only two days left in 2008! What is Tax-Loss Harvesting? The main idea of this tactic is to legally … [Read the rest]
Discover Business Card $100 Bonus – Expires 12/31
Posted on December 29, 2008 // 5 Comments
The $100 bonus promotion from the Discover Business Card is going away on December 31st. You can earn a $100 Cashback Bonus when you make $1000 in purchases within 3 months after your account is opened. In addition, there is 0% APR on purchases … [Read the rest]
Free Retirement For Dummies Book
Posted on December 29, 2008 // 4 Comments
Okay, found one more freebie. Humana is offering a free copy of the 72-page book Retirement For Dummies by mail when you sign up for their REAL community. You must be of age 50+ to qualify. It looks like this book was specially made for Humana, … [Read the rest]
Free Luggage Tags From TripAdvisor.com
Posted on December 29, 2008 // 8 Comments
TripAdvisor is offering two free luggage tags. What a sneaky way to get my real info! ;) The form automatically signs you up as a member of the website, but looks like that's all. Use a spam e-mail if desired. Although there is the occasional … [Read the rest]
Free Intuit Quickbooks Cash Register Plus Software
Posted on December 29, 2008 // 2 Comments
Intuit is offering their Quickbooks Cash Register Plus Software for free instantly via download. This is the 2009 version, which is selling for $239 on Amazon. As the name suggests, this software turns your laptop into a cash register, accepts credit … [Read the rest]
Puppy!
Posted on December 23, 2008 // 42 Comments
We added a new member to our family today, of the four-legged and fuzzy variety. Her name is Pumpkin, and she was placed in our home by a dog rescue group. Getting a rescue is kind of stressful. You put your name on lists. You get a call that … [Read the rest]
Fed Funds Rate Drop Update: Locking In Higher Bank Yields Now
Posted on December 22, 2008 // 22 Comments
Given the recent drop in the Fed Funds rate to nearly zero, bank have been adjusting their interest rates accordingly. Now that the dust has settled a bit, I suppose it is time to see what rates we can get now for our FDIC-insured cash. It may be a … [Read the rest]
Free Lift Ticket To Park City Utah Ski Resort
Posted on December 20, 2008 // 13 Comments
Planning a trip to Park City, Utah? I am for a conference coming up, and I found a promotion where you can get a free lift ticket to any Park City ski resort on the day that your arrive. You'll need to bring your boarding pass and fill out a … [Read the rest]
Good Time To Ask About Refinancing Your Mortgage: I Might Save $50,000!
Posted on December 18, 2008 // 44 Comments
With the rate drop yesterday, mortgage rates are at amazing lows. People in the office are bragging about locking in 4.50% mortgage rates with no points, or 4.25% with 1 point. While I haven't done a lot of in-depth research on this topic, I … [Read the rest]
Worry-Free Investing: Calculate Your Risk-Free Savings Rate For Retirement
Posted on December 17, 2008 // 11 Comments
Conventional advice has been that we should invest in some mix of stocks and bonds to reach our retirement goals. But as we've seen, rolling the dice on a varying return distribution every year can be quite stressful. What if we start our … [Read the rest]
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