There was a great response to my last Ask The Readers post: Parents Losing Home To Foreclosure!, so here's another interesting question from one reader who'd like the input from other readers (yes, you!). It a variation of the old saving vs. paying … [Read the rest]
Lending Club Investors $25 + $2,500 Giveaway
Posted on September 14, 2009 // 2 Comments
Last month, peer-to-peer lending website LendingClub reached $50 million in issued loans. This month, they are expected to get their 25,000th registered investor, and are going to give that lucky lender $2,500 cash. The rules: * To enter the … [Read the rest]
Insider Trading Activity vs. S&P 500
Posted on September 14, 2009 // 3 Comments
If you're a corporate "insider" such as an officer, director, or other certain employees, your purchases and sales of stock must be reported to the SEC in order to reduce illegal insider trading. Technically, an insider is not supposed to trade if … [Read the rest]
Ohio CollegeAdvantage 529 Plan: Free $25 Starter Bonus
Posted on September 10, 2009 // 16 Comments
The Ohio CollegeAdvantage 529 Savings Plan is again offering a $25 refer-a-friend bonus if you open an account and deposit at least $25 by December 15, 2009. You can be a resident of any state, and there are no application or annual fees. Rated … [Read the rest]
Investing in California Municipal Bonds?
Posted on September 10, 2009 // 34 Comments
Recently, I've been taking another look at investing in California municipal bonds. Even if you don't live in California, the yields can be quite attractive. But is it a good idea? Tax-Equivalent Yields Right now, the Vanguard California … [Read the rest]
Restaurant.com: $25 Certificates for $1
Posted on September 9, 2009 // 35 Comments
Restaurant.com is offering a whopping 90% off with the coupon code NINETY, resulting in a $25 "certificate" for $1. Starts midnight 9/9/09 and expires in 90 hours. I have never bought one of these certificates, due to all their restrictions and … [Read the rest]
Monthly Net Worth Update – September 2009
Posted on September 8, 2009 // 30 Comments
Credit Card Debt For newer readers, I have taken money from credit cards at 0% APR and placed it into online savings accounts, bank CDs, or savings bonds that earn 4-5% interest (much less recently), and keeping the difference as profit. I even put … [Read the rest]
Free Chick-fil-A Chicken Sandwiches
Posted on September 7, 2009 // Leave a Comment
You can get a free Chick-fil-A Original Chicken sandwich today 9/7 if you show up wearing your team logo. You can also get a coupon by mail for a free Chick-fil-A Original Chicken Sandwich if you sign up for their newsletter (first 250,000). … [Read the rest]
How To Redeem California IOUs (Registered Warrants)
Posted on September 6, 2009 // 10 Comments
Back in July, the state of California started issuing what they called Registered Warrants, aka IOUs, to taxpayers, vendors, and local governments to whom they owed money. Due to a "cash-flow infusion" from JP Morgan Chase, the redemption date was … [Read the rest]
Price Targeting, Coffee Shops, and Supermarket Secrets
Posted on September 3, 2009 // 13 Comments
I recently started reading The Undercover Economist by Tim Harford. So far, it's a little like Freakonomics but a bit more economics and with slightly less controversial topics. One interesting concept explained was price-targeting. Let's say a … [Read the rest]
Budget Long-Term Travel: Explore Longer For Less
Posted on September 2, 2009 // 31 Comments
The following is a guest post from Matt from NomadicMatt, who as you might guess has a passion for travel and doesn't like to stay in one place for too long. He wrote this while running around Spain! If you like what you see, I encourage you to … [Read the rest]
Ask The Readers: Parents Losing Home To Foreclosure
Posted on August 31, 2009 // 70 Comments
I just got a rather difficult question in my inbox, and thought that it would be a good idea to get some perspective and advice from my thoughtful readers to help another reader. Be gentle! I think this could happen to many of us. Jonathan - … [Read the rest]
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