Here's another good reader question about crappy 401k plans. Reader Robert saves enough to max out his 401k each year if he wanted to, in addition to maxing out his Roth IRA every year which he already does. However, his 401k plan is filled with … [Read the rest]
Reader Question: What If My 401k Has Horrible Investment Options?
Posted on October 29, 2009 // 36 Comments
Swaptree Review: Barter Your Books, CDs, DVDs, and Video Games
Posted on October 28, 2009 // 19 Comments
I've spent the last few hours browsing on Swaptree, which is a website that allows you to swap your books, CDs, DVDs, and video games with other members. You just list the items that you want to trade and the items that you want, and Swaptree sets up … [Read the rest]
Piggy Bank That Helps You Save & Spend
Posted on October 27, 2009 // 5 Comments
This might be cool for kids. The Spend Save Bank randomly deposits coins into either the 'Save' or 'Spend' section. It'd be even better if there was a option to set what percentages you want to split between spend and save, but I guess that would … [Read the rest]
Use Google Voice To Enhance Your Cell Phone Voicemail
Posted on October 27, 2009 // 5 Comments
You can now add the voicemail features of Google Voice to your existing cell phone service for free. Check out the Google Blog post and Engadget. More specifically, if you sign up for Google Voice with your existing number, you'll get: * … [Read the rest]
US Savings Bonds: Increasing Annual Purchase Limits With A Minor Account
Posted on October 27, 2009 // 15 Comments
Got a reader question today about the purchase limits for savings bonds: Can I get around the $20,000 annual buying limit by purchasing I-bonds in my child's name? After doing some research, it does appear that yes, you can exceed the usual … [Read the rest]
Paradox Of Financial Choices: Maximizing vs. Satisficing
Posted on October 26, 2009 // 17 Comments
In the book Paradox of Choice by Barry Schwartz, he talks about how there are two types of people, maximizers and satisficers (think satisfy + suffice). I will simply quote the excellent summary from the book's Wikipedia page: A maximizer is … [Read the rest]
American Express 15,000 Membership Rewards Points Bonus
Posted on October 24, 2009 // 11 Comments
American Express has a new card called the American Express Premier Rewards Gold Card, which offers these primary perks: Earn 10,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership. MR points are … [Read the rest]
Interview: A Couple Spends A Year In Asia For $9/Day Each
Posted on October 23, 2009 // 15 Comments
This is a interview/guest post with blog reader Ariel Hoffman, who recently spent a year traveling around Asia with his girlfriend Michal with a combined budget of only $10,000 - and managed to come back with $3,500 of it! I love to read nonfiction … [Read the rest]
Learning About Bonds: Interest Rate Risk, Time Horizons, and Duration
Posted on October 22, 2009 // 11 Comments
For a long time, the my knowledge of bonds could be summed up in one sentence: Bonds are an IOU where you lend money to someone and they pay you interest plus your principal back eventually. There are many risks with bonds, and just two of them are … [Read the rest]
Free Google Voice Invite Giveaway
Posted on October 20, 2009 //
I almost forgot, I'm wanted to give away my Google Voice invite to a randomly chosen reader. So if you liked the features and money-saving opportunities, you can enter for a free GV invite by leaving a comment under this post with your First name … [Read the rest]
Free Edible Arrangements Box of Chocolate Dipped Fruit
Posted on October 20, 2009 // 8 Comments
Get a free 6-piece box from Edible Arrangements via their Facebook page. I was a little skeptical, but I got my coupon in less than 24 hours. Valid for first 100,000. Delivery is not included. Get one for your significant other and be romantic … [Read the rest]
Ways To Save Money With Google Voice
Posted on October 20, 2009 // 36 Comments
The telecom service Google Voice has been giving now new accounts faster recently, as well as now letting some current users invite others. I already have an account from back when it was GrandCentral, but I just requested an invite from Google … [Read the rest]
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