Like a lot of folks, I don't like carrying around change and whenever I get the chance it gets deposited into a jar on my desk. Coinstar has somehow created a publicly-traded corporation (ticker CSTR) worth over 1 billion dollars based on converting … [Read the rest]
Sprint recently announced an improved 30 day 'money back guarantee' on new activations. You basically get virtually all fees associated with your phone returned to you, if you return your new phone within 30 days. You don't pay activation fees, … [Read the rest]
I also opened up a couple of Ally Bank 5-year CDs earlier this week as one of the places for my emergency fund, following my previous positive analysis. It went pretty smoothly, here are the steps of the application: Step 1 select accounts - … [Read the rest]
I talked about taking some "action" in my last net worth update. We both contributed $5,000 each to a non-deductible Traditional IRA earlier this week. In doing so, I was reminded of how some folks can be intimidated by the amount of IRS fine … [Read the rest]
What if, for some reason, you really do need to make a withdrawal from your IRA before you are 59.5 years old? One example is withdrawing a Roth IRA contribution without penalty, which you can do at any time. Some folks were wondering how hard … [Read the rest]
It's getting very close to April 15th, which in addition to tax returns is also the funding deadline for IRAs in the 2009 tax year. A reader wrote in asking whether they should dip into their savings in order to fully fund their Roth IRA … [Read the rest]
Entrance fees to all 392 national parks will be waived during National Park Week, April 17th to 25th. Parks will also offer additional family friendly activities and special offers on tours, lodging, food, and souvenirs. A listing of parks and … [Read the rest]
You might know the expense ratio of the mutual funds you own, but do you know how much of your money they spend on brokerage commissions? Yes, even huge billion-dollar fund managers have to pay someone to execute their stock trades for them, and … [Read the rest]
Previously, I wrote about Ally Bank CDs and how they offer flexibility in the case of rising interest rates. I finally found the time to do the analysis of the 5-year CD that I wanted to do. In particular, I felt that the current yield curve and … [Read the rest]
Capital One 360 apologized for shutting my site down without warning or cause via e-mail today: Jon, I’d like to apologize for our recent actions regarding your website. Customer security is our number one priority, and it is not something that we … [Read the rest]
I ran into a friend today that has been unemployed for a while. He seemed pretty beaten down, and doesn't even really seem to be trying anymore. "1 out of every 10 people can't find a job." Almost like that stat made it okay. Well, it does … [Read the rest]
Through April 30, you can bring up to 2 knives per person to Sur la Table and have them sharpened for free. A good way to keep quality knives for a long time, as I hear those sharpening steels often aren't enough. You may need to leave them there … [Read the rest]
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