TreasuryDirect.gov is the official US Treasury website that allows individuals to directly buy securities online, including savings bonds and Treasury bonds. The problem is that they don't want to take any responsibility for unauthorized access to … [Read the rest]
We closed on our mortgage refinance about a month ago, the old loan has been paid off, and we are just about to make our first payment on the new loan. Still, I always seem to go back and forth between different possible scenarios of paying down the … [Read the rest]
I've gotten a few questions about the Dogs of The Dow, which is a stock-picking strategy that involves buying equal amounts of the 10 highest-yielding stocks from 30 companies in the Dow Jones Industrial Average. At the beginning of each year, you … [Read the rest]
Alex Tabarrok of Marginal Revolution writes that College Has Been Oversold: Education is the key to the future: You've heard it a million times, and it's not wrong. Educated people have higher wages and lower unemployment rates, and better … [Read the rest]
There has been a lot of commotion about banks and debit card fees recently. Fees were tested, added, announced, removed, and probably soon, added back indirectly. However, megabanks still have the power of inertia and convenience. I am betting that … [Read the rest]
Even though I'm really into personal finance, I hardly ever do a monthly budget. However, I do think a common problem out there is that folks spend more than they think they do. Often this is just in one "problem area" such as groceries, dining … [Read the rest]
Citizens Bank and Charter One bank have an interesting CollegeSaver bank account for those with children. However, it is only open to residents of certain states in the Eastern and Northeastern US (CT, DE, IL, IN, KY, MA, MI, NH, NJ, NY, OH, PA, … [Read the rest]
Discount broker Zecco Trading has a refer-a-friend offer where a new account holder can get a $100 cash bonus if you are referred by a existing member and fund the account with $10,000 within 60 days of receiving the invitation. A minimum $10,000 … [Read the rest]
What happens when a former Apple executive and other top geeks focus their energy on a... thermostat? The Nest Learning Thermostat. I just finished a neat Wired magazine article about this new gadget, which hopes to make saving energy both trendy … [Read the rest]
Daniel Kahneman, behavioral economics guru and Nobel Prize winner, has a new book out called Thinking, Fast and Slow. This one is definitely on my to-read list. You may remember him from his TED Talk about Happiness = Earning $60,000 A … [Read the rest]
The following offer is targeted at American Express Business Platinum cardholders, but has been reported to work successfully with all American Express cards. The deal is if you register your card at AmexNetwork.com/LowesPlatinum and make a single … [Read the rest]
Vanguard's research division published a new report [pdf] that found that a portfolio split 50/50 between stocks and bonds had very similar inflation-adjusted returns regardless of whether the U.S. economy was growing or in recession. Here are the … [Read the rest]
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