If you have a 401(k) plan or similar, then you most likely have a target-date mutual fund (TDF) as the default option. This is a direct result of the Pension Protection Act of 2006 (PPA). These funds contain some mix of stocks and bonds, and the … [Read the rest]
Here's a creative IRA promotion from my inbox. Zecco Trading will send you a free hammock if you open a new IRA between March 1st and April 17th, 2012 and maintain a $2,000 minimum account balance for 90 days after initial funding. Traditional, Roth, … [Read the rest]
I just finished filing my federal and state income tax returns (again) using TurboTax Deluxe Online edition. This is the 2nd part of my series comparing the three major tax preparation websites: TurboTax, TaxACT. You can see my TaxACT 2011 review … [Read the rest]
If you're a newer investor in Lending Club P2P notes, you may be wondering how to handle your investments at tax time. Will I get a 1099? Even if you do get a 1099, it might not cover all your loans. Unfortunately, the documentation provided by LC is … [Read the rest]
Vanguard has announced that the Vanguard Emerging Markets Stock Index mutual fund (VEIEX) will no longer have a purchase and redemption fee of 0.25%, effectively immediately. Although not huge, this fee was rather annoying and a major reason for … [Read the rest]
The Ohio CollegeAdvantage 529 Plan has a new promotion for existing account holders linked to tax refund season. If you make a new one-time contribution of $3,000 or more by April 30th, they will give you a $50 bonus. The $50 bonus will be … [Read the rest]
According to my tax software poll, it appears that the vast majority of readers are using one of the "big 3" tax filing software: TurboTax, H&R Block At Home, or TaxACT. This matches industry-wide estimates; Did you know that H&R Block tried … [Read the rest]
Here are a few promotions from Amazon that can save you some time and/or money. Amazon and Discover Card have teamed up to offer free 1-day shipping on select products (mostly electronics) if you use the promo code DSCVRSHP and buy with a Discover … [Read the rest]
I run across a lot of articles that may not merit an entire blog post but are worthy of sharing. Let me know if you like this format with short summaries or if you'd rather me just tweet links. Playing It Safe as a Long-Term Strategy For a … [Read the rest]
During the housing boom, nobody worried about appraisals. If you put in a bid to purchase a house for $300,000, the appraisal was basically guaranteed to come out at $300,000 or above. Appraisers are hired by lenders, and back then lenders wanted … [Read the rest]
Credit Sesame might be best known for offering people a free credit score every month, but they make their money by providing mortgage quotes. That makes sense given how sensitive mortgage interest rates are to credit scores. They just rolled out a … [Read the rest]
Update 2/24/12: Confirmed that this offer will expire at the end of February. Last year it also started in January and ran until the end of February, and didn't come back until the next January. So get your applications in now if … [Read the rest]
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