How Do I Tip The Trash Collector?

Ah, holiday tipping. This little post still gets a steady stream of comments, even several years later... Invariably this time of year, all the "tipping experts" of the world unite and tell us ignorant folk what to do. Is it just me, or is it a … [Read the rest]

Explanation For Recent Big Drop In Mutual Fund Values

Many people will log into their brokerage accounts in December and be surprised by some curious losses. Not to worry, most likely this is due to your mutual distributing either capital gains and/or dividends. Mutual funds and ETFs are baskets of … [Read the rest]

Free Experian Credit Monitoring from Credit Sesame

You may be familiar with Credit Sesame from my popular free credit scores with no trials post, as they offer you a free credit score based on your Experian credit report, updated once a month. They make money by presenting you with credit-related … [Read the rest]

Best Value in Smartphone Plans? T-Mobile $30/month Prepaid 4G with Unlimited Data

Even though I know you can get cheap, basic cell service for under $10, I do find value in having a smartphone with mobile data, for business reasons and mobile hotspot use if nothing else. My current contract is coming to an end, so I've been … [Read the rest]

Would Meeting Your Future Self Make You Save More?

Behavioral economists are constantly trying to find ways to convince us do the "right" things like save for retirement. Why is it so hard to give up short-term perks for larger, long-term rewards? For example, take my True Cost of Holiday … [Read the rest]

DIY Gift Idea: Yummy Stuff in Trendy Glass Jars

Forgive me frugalistas, but I've only recently discovered the retro trend that I call YSIJ - Yummy Stuff in Jars. A friend of ours recently provided homemade passionfruit butter in classic Ball glass jar, which was awesome. Another friend gave us … [Read the rest]

Target: Free $10 Gift Card with $50 Purchase

Back again... Target has a "Friends and Fans" promotion offering a $10 Target Gift card with $50+ purchase. Expires Saturday, 12/15/12. See all Target coupons here. If you are having trouble getting to print, the bar codes appear to be the … [Read the rest]

Priceline Rewards Visa Card Review: 2% Flat Cash Back On All Purchases

There's a new 2% flat cash back card in town ...although it's somewhat hidden under some Priceline co-branding and William Shatner doing martial arts. Here's how it works. The Priceline Rewards Visa® Card earns 2 points per $1 spent on all … [Read the rest]

P2P LendingClub and Prosper Loan Portfolio Update – December 2012

As the last part of my ongoing Beat The Market Experiment, here's the December 2012 update for my consumer loan portfolio. See also my $10,000 Benchmark and $10,000 Play portfolio updates for December 2012. On 11/1/12, I deposited $10,000 split … [Read the rest]

1000 Free United Airlines Miles from Bckstgr.com

Social media something-or-other site Bckstgr.com is offering new users up to 1,000 United MileagePlus miles for registering and linking your Facebook, Twitter and Foursquare accounts. 400 miles for sign-up, 200 miles for each link. You have to … [Read the rest]

Amazon Facebook Promotion: $5 off $25 Coupon

Back again, quantities limited . Amazon is running a Facebook promotion with a $5 off $25 purchase credit if you connect a Facebook account and share about it (can just share with yourself and/or delete link afterward). You must spend $25 in one … [Read the rest]

$10,000 Play Portfolio Update – December 2012

As part of my Beat the Market Experiment, I started three portfolios on November 1st, 2012: $10,000 “Good Boy” Passive ETF Benchmark Portfolio that would serve as both a performance benchmark and an example portfolio that would be easy to … [Read the rest]