I invested $10,000 into person-to-person loans in November 2012, split evenly between LendingClub and Prosper. It's been a little over 9 months since then, so I wanted to give a detailed update in addition to my brief monthly updates. The primary … [Read the rest]
I've written about how recent fee disclosure requirements for 401(k) retirement plans have brought a spotlight on bad 401k plans and their potentially embarrassed plan sponsors. But after reading the fee disclosure on my wife's own 401(k) plan, I … [Read the rest]
It may qualify as market noise, but I admit to looking at the GMO 7-Year Asset Class Forecasts whenever they come out once a quarter (or more often now?). You can read it and other market commentary from Jeremy Grantham (whose opinions I respect) … [Read the rest]
(Updated: Added details about newly-available Roku app.) Redbox, famous for their $1 DVD rental kiosks ($1.20 now), recently launched a movie streaming service called RedBox Instant by Verizon. We like their kiosks and the fact that you can browse … [Read the rest]
Perkstreet Financial started in 2010 as a plucky internet bank start-up that told us credit cards were dangerous and unethical, and you should use a trusty debit card instead. They offered attractive features like 2% cash back on all purchases and 5% … [Read the rest]
An important tenet of portfolio construction is diversifying between stocks and bonds. While poking around on Morningstar, I stumbled across a quick real-world example of how this works. Let's say you had $10,000 back on January 1st, 1993. … [Read the rest]
Inspired by both the book Cooked and my Live Below the Line experiment, I'm doing a series of posts investigating how much extra trouble it is to cook at home. How much time do you really save? How much more does it cost? Plus all the … [Read the rest]
Back to School time is here again, and Amazon has a promotion where you get can $10 free credit for each new Amazon Student member that you refer to sign up. If you've got some social media influence in college or just met 100 new friends in your … [Read the rest]
Here's the August 2013 update for my Beat the Market Experiment, a series of three portfolios started on November 1st, 2012: $10,000 Passive Benchmark Portfolio that would serve as both a performance benchmark and an real-world, low-cost … [Read the rest]
The card_name is a cash back credit card that earns unlimited 1.5% cash back on all purchases. $200 Cash Back after you spend $500 on purchases within 3 months from account opening. For a limited time, also enjoy a $100 credit to use … [Read the rest]
One of my more popular posts is about Haggling To Lower Your Cable or Direct TV Satellite Bill. Looking at the stats, I would confidently estimate that hundreds of people have saved hundreds of dollars each after reading it and taking some action. … [Read the rest]
Common retirement planning advice tells you to plan on replacing 70-80% of your pre-retirement income. However, this Financial Post article argues that number may be closer to 35%. Article found via k66 of Bogleheads. Essentially, the author … [Read the rest]
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