iGObanking is the online arm of Flushing Bank, a publicly traded (FFIC: NASDAQ) company based in New York City. It accepts deposits from anyone with a U.S. address, offering checking, savings, and money market accounts, as well as CDs, retirement options, and value-added features like free person-to-person transfers and mobile check deposit. iGObanking’s savings and
Ever since you stepped across the threshold at the first open house, you’ve been in love with your cozy, turn-of-the-20th-century Craftsman. Your spouse loves its sheltered porch; you can’t get enough of the ageless walnut woodwork. You don’t regret buying an older house, but you have no illusions that the place is perfect. Lately, you’ve
You have several options to pull equity from your home, the two most common being home equity loans (second mortgages) and home equity lines of credit (HELOCs). Like any other debt, each of these come with their own risks and advantages. Here’s what you need to know about home equity loans and HELOCs before signing on the dotted line for additional debt.
Do-it-yourself (DIY) projects can be a great way to save money. And the Internet makes projects of all types and complexity seem accessible thanks to a seemingly infinite selection of instructional videos and blog posts. Everything from making a tufted headboard to building a deck seems easy, cheap, and doable. According to Inc., although people have
DoorDash is the most popular food delivery app in the United States, beating out competitors Grubhub and Uber Eats. If you live in or near a city of any size, it probably operates in your backyard. Maybe you’ve even used DoorDash to order from your favorite restaurant. If you’re at all familiar with DoorDash, you know
Either you control your money, or your money controls you. And when you reach your 30s, it’s time to take your finances by the horns and wrestle control of them once and for all. But if you’re like most Americans, your parents didn’t teach you much about smart money management. Nor are our schools teaching
Thinking about turning your latest idea into a business venture? You’ll need to do some work to get it off the ground. One of your most important tasks will be to determine the best legal structure for the business. We’ve unpacked the most common business structures available to US-based entrepreneurs, along with a handful of
One of the most popular pastimes of the 21st century, it would appear, is millennial-bashing. Hardly a week goes by when an article doesn’t pop up in your news feed about yet another product or industry that young Americans are “killing” by refusing to feed it the dollars it deserves. Millennials – defined by Pew Research as
Landing your first career-track job is cause for celebration. Before you start planning for your first day on the job, take an evening or weekend to revel in your accomplishment. You deserve it. What must come next will not be as fun, but it’s crucial to your long-term financial position. Your first “real” job is
I hear the question all the time from new investors: “I have some money, but what should I invest it in?” It’s the first question a person asks when they find themselves with excess cash for the first time in their lives. I see it in the personal finance group I administer on Facebook, I
The rich really do have better investment opportunities than the rest of us. I remember the first time my money was turned down when I went to invest. I approached a hard money lender I knew personally, who I knew to have an excellent track record with his firm’s loans. “I’m sorry,” he said. “I
I have many fond memories of my high school business class. This is mostly because the teacher was knowledgeable and engaging – and pretty much a walking caricature of a high school business teacher, right down to the bow tie. But the curriculum was useful too, a mix of commonsense personal budgeting strategies and basic lessons in macro- and
