Most students have to borrow student loans to go to college. But very few know anything about them. That’s pretty scary considering you’re likely to take on several tens of thousands of dollars in debt. And making mistakes with that much money could cost you just as much.  Take it from me. I borrowed six

If you’re living under the crushing burden of student loan debt, it’s natural to wonder how to get rid of it. I know I am. Who wouldn’t want to wake up one morning, log into their account, and see a balance of zero? I don’t think I’m understating it to say it would change my

If you’re like me, the student loan payment pause is a huge burden off your shoulders. Even enrolled in an income-driven repayment plan, I typically have to pay nearly $700 per month on top of all the other typical monthly expenses. And as a parent with a little mouth to feed, it’s a lot. But

It’s been a rough decade for many student loan borrowers, including Jennifer (name changed for privacy). A stroke sidelined her, and disability payments weren’t enough to stay ahead of her debt. Creditors have been hounding her relentlessly, threatening to garnish her nonexistent wages. Fortunately, the statute of limitations just ran out on her credit card

Nobody likes starting their adult life with crushing student loan debt. Unfortunately, student loans have become a necessary evil. According to the Institute for College Access & Success’ Project on Student Debt, 62% of 2019’s college grads had significant student loan debt upon graduation, with an average of $28,950 in outstanding loans. If you’re forced

Attending college, while not essential, can give graduates a financial boost that will benefit them throughout their lives. The U.S. Census has determined that the average college graduate makes $19,550 more per year than the average high school grad. Furthermore, the Pew Research Center stated that even after deducting time spent not earning money while

Millions of college graduates owe tens of thousands in federal student loans. My monthly payment is $600. That’s a big chunk out of this mom’s already overstressed budget. I don’t know about you, but getting rid of some or all of those student loans could be a game-changer for me.  And in certain circumstances, you

The federal government has put federal student loan repayment on hold until Aug. 31, 2022, due to the ongoing coronavirus pandemic. But they can’t extend it forever. Moreover, if you’ve got private student loan debt, your payments haven’t been on hold.  Whether you’re dreading the impending deadline on your federal loans or are living paycheck

More than ever, Americans are pursuing advanced degrees. The decision to pursue a graduate degree is fraught with questions, not the least of which is how to reduce student loan debt.  It starts with figuring out what to do with all those undergrad loans before taking on even more. Refinancing your undergrad loans is one

The question of whether or not student loan forgiveness is worth it might seem like an odd one. After all, who wouldn’t want the balance of their student debt forgiven? While there are certain types of borrowers who may benefit from it, before you start relying on forgiveness as a way out, you should know