Featured
12 articles
Your credit score doesn’t just affect your personal finances. Your credit influences many aspects of your personal and public life, including plenty that don’t involve borrowing. Read on to find out how a bad credit score can negatively affect you, and learn how to keep track of your credit score.
Historically low interest rates have made borrowing money for home mortgages cheap. But buying a home in cash to avoid debt remains appealing to many. For those who have the cash on hand to buy a home outright, the question remains: Is it a good idea? Read on to learn the pros and cons.
There are loads of bartering sites designed to help you share, swap, and trade stuff. With the best sites, you can exchange clothes, music, or even vacation housing instead of spending your hard-earned cash.
When it comes to your credit, it’s important to know how you stack up. Do you have good credit? Excellent credit? Poor credit? How can you find out? Learn what a good credit score is and find out the credit ratings and ranges lenders use to evaluate your creditworthiness.
Even if you have a retirement nest egg, you run the risk of outliving your savings. An annuity is a contract that guarantees a series of payments for a period of time, sometimes even for life. Learn what an annuity is, how it works, the different types of annuities, and their pros and cons.
There are multiple ways you can handle your kid’s allowance, and they all come with their own pros and cons. But the ultimate goal is to teach your kids money management skills, so it’s important to understand which allowance system is best for your kids based on their age and your objective.
Remodeling a bathroom is one of the costliest home improvement projects, sometimes costing tens of thousands of dollars. But some homeowners have redone their bathrooms for as little as $1,000. And these tips can help you save just as much money on your bathroom renovations.
Travel always costs more than you think it will. And that’s increasingly by design. As you plan your next getaway, keep a wary eye out for hidden costs and fees. They often get buried in the fine print — until it’s time to pay the bill. The good news is you can avoid many of them.
Going from rags to riches is essentially the American Dream. Whether it happens by way of a better-paying job or winning the lottery, some studies suggest that money can change your behavior – and not always for the better. Of course, there are plenty of charitable, helpful, and giving wealthy people. However, results from some
People have become more and more displeased with their banks. High interest rates, credit card fees, and poor customer service have left them clamoring for change and better treatment. The Credit CARD Act of 2009 is a step in the right direction, but it’s not an all-encompassing fix. Luckily, some people have found ways to
Back in 2008, I began what was a series of five moves over the coming three years. Three of the moves were local, and two cross-country. During this time, I learned a great deal about relocating – particularly how expensive it can be. I also learned quite a bit about how to save money when
They say that what someone doesn’t know won’t hurt them. Unfortunately, when it comes to money, this sentiment doesn’t apply. I remember when my husband and I were newlyweds. I continued my habit of shopping, but would nest the shopping bags, each one into another, so it only looked like I brought home a single