Credit Score
12 articles
It can be kind of annoying that your biggest, most important payment — your rent — doesn’t even count toward your credit score. Fortunately, these days, you can add rent payments to your credit report to improve your credit score without a lot of hassle.
It can be hard for students and young people to build a good credit score. You need good credit to get a loan, but you need to get a loan to build up good credit. There are a few ways to escape this paradox, such as acquiring a secured credit card or getting a loan
An active-duty alert tells potential creditors and lenders you’re deployed and they should verify your identity before giving you credit. It’s a handy tool when you’re serving your country away from home. But there are other options for locking down your credit report. Which one’s right for you?
As an American consumer, you have rights when it comes to your credit. From credit score access to the right to prevent fraud, learn about each right you have under the Fair Credit Reporting Act and how to protect them.
A credit freeze prevents scammers from opening a new credit line in your name, but it doesn’t prevent all fraud. You can still use your existing credit accounts when your credit is frozen. Freezing your credit is free with all three credit reporting bureaus, and a freeze lasts until you lift it.
Are you concerned about identity theft and credit card fraud? Placing a fraud alert on your credit report is one option. Find out whether it’s the best option for you and whether you need a regular or extended fraud alert.
Rebuilding your credit can take several years, but you can see progress almost immediately once you begin. If your credit score is less than perfect, learn how to fix it to start improving your finances.
A CreditStrong credit builder loan can help you improve your credit score with lower requirements than a traditional loan. Find out how it can help you improve your financial future.
If you’re like most people, you don’t think much about your credit score. But you should. A low credit score can hurt your chances of getting a job, an apartment, or a decent rate on your auto insurance. Find out how to improve your score and avoid these consequences.
CreditStong is a one-stop shop for building installment and revolving credit. Is it too good to be true? I looked into it to see if it was a good fit for readers and ensure it wasn’t a scam.
The Credit Karma Guarantee promises to pay you $50 if your application is denied. It sounds like a good deal, but are there hidden risks?
You can’t read an article about your credit score without someone telling you to contact the credit bureaus to notify them of errors. But what are credit bureaus, how do they get their information, and what does it mean for you?
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